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	<title>market trends &#8211; HomesInSDCounty</title>
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                    <item>
                <title>Why Some Homes Sell in Days and Others Sit for Months</title>
                <link>https://homesinsdcounty.com/real-estate-blog/why-some-homes-sell-in-days-and-others-sit-for-months/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/why-some-homes-sell-in-days-and-others-sit-for-months/</guid>
                <description>
                    <![CDATA[This is one of the biggest questions sellers ask. Why did that house down the street sell right away while...]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
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https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
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<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
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<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
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<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

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<p></p>
<!-- /wp:paragraph -->

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<p></p>
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<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://images.easyagentpro.com/images-by-id?id=20b0fe0037e5b78026a1a9e8a578d64f7a869ece17baa58c6d7760b1f576cd93f628ddcf.jpg&#038;w=800"></media:content>
                                            </item>
                    <item>
                <title>Zone Zero &amp;amp; Insurance Enforcement: What Every San Diego County Homeowner Must Prepare For in 2026</title>
                <link>https://homesinsdcounty.com/real-estate-blog/zone-zero-insurance-enforcement-what-every-san-diego-county-homeowner-must-prepare-for-in-2026/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/?p=74092</guid>
                <description>
                    <![CDATA[Wildfire rules are changing across San Diego County, and insurance companies are enforcing Zone Zero and 100‑foot defensible‑space standards faster than cities can update their codes. Here’s what every homeowner needs to know.]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/04/02123211/zone-zero-defensible-space-wildfire-insurance-sandiego-2026.png"></media:content>
                                            </item>
                    <item>
                <title>Buying a Home Starts Before House Hunting</title>
                <link>https://homesinsdcounty.com/real-estate-blog/buying-a-home-starts-before-house-hunting/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/buying-a-home-starts-before-house-hunting/</guid>
                <description>
                    <![CDATA[Home For Sale Real Estate Sign in Front of New House. This is where a lot of buyers get themselves...]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://images.easyagentpro.com/images-by-id?id=fd73f029e924e3f0e5af82c47fc68befb98d1152f27a7cd87ecacce3f4b1ac1fb227bbe8.jpeg&#038;w=800"></media:content>
                                            </item>
                    <item>
                <title>What to Know About Mortgage Refinancing and Common Refinancing Costs</title>
                <link>https://homesinsdcounty.com/real-estate-blog/what-to-know-about-mortgage-refinancing-and-common-refinancing-costs/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/what-to-know-about-mortgage-refinancing-and-common-refinancing-costs/</guid>
                <description>
                    <![CDATA[Let’s connect and talk about the latest insights in the industry! #FirstTimeHomebuyer #MortgageTips #HomeLoanAdvice #CaliforniaRealEstate #SanDiegoRealEstate #BuyAHome #HomeFinancing #RealEstateTips #BradAndKarenMattonen...]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/29115609/maxresdefault-13.jpg"></media:content>
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                    <item>
                <title>California Home Sales, Prices Drop in Early 2026</title>
                <link>https://homesinsdcounty.com/real-estate-blog/california-home-sales-prices-drop-in-early-2026/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/california-home-sales-prices-drop-in-early-2026/</guid>
                <description>
                    <![CDATA[Is the San Diego housing market finally cooling? Early 2026 data shows a measurable pullback in home sales and a softening of prices across California. While some call it a 'crash,' the reality is a market recalibration driven by rising inventory and an affordability ceiling. Discover the 3 key factors driving this reset and what it means for your buying or selling power this year.]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg"></media:content>
                                            </item>
                    <item>
                <title>San Diego County Market Update</title>
                <link>https://homesinsdcounty.com/real-estate-blog/san-diego-county-market-update-7/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/san-diego-county-market-update-7/</guid>
                <description>
                    <![CDATA[Is the San Diego housing market shifting in 2026? Join Brad and Karen Mattonen for a deep dive into the latest County-wide data. We explore rising inventory levels, price stability in key neighborhoods, and why buyers are finally regaining leverage in negotiations. Whether you're buying or selling, get the facts you need to make a smart move this spring.]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/27115611/maxresdefault-12.jpg"></media:content>
                                            </item>
                    <item>
                <title>California Offers $150K Down Payment Aid</title>
                <link>https://homesinsdcounty.com/real-estate-blog/california-offers-150k-down-payment-aid/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/california-offers-150k-down-payment-aid/</guid>
                <description>
                    <![CDATA[Is the California Dream For All program actually a good deal? 🤔 In 2026, the rules have shifted for first-generation buyers. While $150,000 in assistance sounds like a dream, the "Shared Appreciation" model means you'll share your home's future equity.

I'm breaking down the math for San Diego homeowners in my latest post. Check it out to see if the lottery is right for your family's wealth-building strategy.]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28120250/california-dream-for-all-2026-san-diego-aid.jpg"></media:content>
                                            </item>
                    <item>
                <title>Unlock the Power of Your Home Equity: How Boomers Are Cashing In and Why You Can Too</title>
                <link>https://homesinsdcounty.com/real-estate-blog/san-diego-home-equity-strategies-boomers/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/?p=72204</guid>
                <description>
                    <![CDATA[This article is designed to attract homeowners — especially those over 50 — who have built up significant equity and are considering downsizing, relocating, or purchasing another property. The goal is to rank for both national and local searches on “use home equity” and “buy home with cash,” while establishing HomesInSDCounty as the go-to authority for equity-based real estate strategies that protect wealth and simplify transitions.]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2025/10/06143114/homeequity-edited.jpg"></media:content>
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                    <item>
                <title>If you’re looking for a real estate agent in San Diego county and surrounding areas look no further</title>
                <link>https://homesinsdcounty.com/real-estate-blog/if-youre-looking-for-a-real-estate-agent-in-san-diego-county-and-surrounding-areas-look-no-furthe-2/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/if-youre-looking-for-a-real-estate-agent-in-san-diego-county-and-surrounding-areas-look-no-furthe-2/</guid>
                <description>
                    <![CDATA["Looking for more than just a real estate agent? Meet Brad and Karen Mattonen. We believe in relentless advocacy, straight talk, and protecting your future. Whether you're a first-time buyer or a seasoned seller, see why our clients in San Diego County trust us to deliver results with zero fluff and total integrity]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/26115612/maxresdefault-11.jpg"></media:content>
                                            </item>
                    <item>
                <title>California Inherited Homes Account for 20% of Transfers</title>
                <link>https://homesinsdcounty.com/real-estate-blog/california-inherited-homes-account-for-20-of-transfers/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/california-inherited-homes-account-for-20-of-transfers/</guid>
                <description>
                    <![CDATA[Inherited properties now account for 1 in 5 home transfers in California. As the 'Silver Tsunami' hits the real estate market, heirs in San Diego face complex decisions regarding Prop 19 tax reassessments, step-up in basis, and the choice to rent or sell. Discover the latest data on inherited wealth transfers and how to protect your family's legacy in today's shifting market.]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28130344/california-inherited-homes-2026.jpg"></media:content>
                                            </item>
                    <item>
                <title>5-Year Forecast Favors Buying Over Renting</title>
                <link>https://homesinsdcounty.com/real-estate-blog/5-year-forecast-favors-buying-over-renting-2/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/5-year-forecast-favors-buying-over-renting-2/</guid>
                <description>
                    <![CDATA[5-Year Forecast Favors Buying Over Renting Is it better to buy or rent in 2026? While high interest rates have...]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28132549/5-year-real-estate-forecast-san-diego.jpg"></media:content>
                                            </item>
                    <item>
                <title>California Must Change Housing Approach</title>
                <link>https://homesinsdcounty.com/real-estate-blog/california-must-change-housing-approach/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/california-must-change-housing-approach/</guid>
                <description>
                    <![CDATA[The California Dream is hitting an affordability wall. With only 18% of households able to afford a median-priced home and permitting down 16%, the status quo isn't working. Brad &amp; Karen Mattonen dive into the urgent need for housing reform, the impact of new 'VMT' regulations, and why 2026 must be the year we prioritize supply and affordability for San Diego families]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

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<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28131721/california-housing-approach-2026.jpg"></media:content>
                                            </item>
                    <item>
                <title>New Proposal May Exclude $1M Capital Gains</title>
                <link>https://homesinsdcounty.com/real-estate-blog/new-proposal-may-exclude-1m-capital-gains/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/new-proposal-may-exclude-1m-capital-gains/</guid>
                <description>
                    <![CDATA[Could a new tax proposal double the primary home capital gains exclusion to $1 million? Brad &amp; Karen Mattonen break down how this 2026 legislative shift could unlock massive amounts of "locked-in" equity for San Diego homeowners and finally provide the inventory relief the market needs. Learn the impact on downsizing, modernizing the tax code, and strategic planning for your next move.]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28133218/1m-capital-gains-exclusion-proposal-2026.jpg"></media:content>
                                            </item>
                    <item>
                <title>Early 2026 Signals for California&amp;#8217;s Housing Rebound</title>
                <link>https://homesinsdcounty.com/real-estate-blog/early-2026-signals-for-californias-housing-rebound/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/early-2026-signals-for-californias-housing-rebound/</guid>
                <description>
                    <![CDATA[Are we finally seeing the turn? Brad &amp; Karen Mattonen break down the early 2026 signals pointing toward a California housing market recovery. From stabilizing mortgage rates to a 10% increase in active listings, learn why this "Measured Rebound" is creating new opportunities for San Diego buyers and sellers to make a strategic move this year.]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/24115610/maxresdefault-10.jpg"></media:content>
                                            </item>
                    <item>
                <title>Why Waiting for the Market to Settle Usually Costs More</title>
                <link>https://homesinsdcounty.com/real-estate-blog/why-waiting-for-the-market-to-settle-usually-costs-more/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/why-waiting-for-the-market-to-settle-usually-costs-more/</guid>
                <description>
                    <![CDATA[Happy family on the floor with cardboard boxes moving in their new home &#8211; isolated It sounds like a smart...]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://images.easyagentpro.com/images-by-id?id=c4c7ad4e737f53fc34fa8e8582e25f887399fee3dd925cedf4a5b0d3ade7dd35f05de34a.jpeg&#038;w=800"></media:content>
                                            </item>
                    <item>
                <title>Understanding the 1031 Exchange: A Powerful Tool for Property Owners</title>
                <link>https://homesinsdcounty.com/real-estate-blog/understanding-the-1031-exchange-a-powerful-tool-for-property-owners/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/?p=73955</guid>
                <description>
                    <![CDATA[A 1031 exchange allows property owners to defer capital gains taxes by reinvesting into another investment property. This overview explains the rules, timelines, benefits, and how a 1031 specialist helps ensure a smooth, compliant exchange.]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/20202829/1031-Exchange-Specialist-Tax-Deferred-Like-Kind-Exchange-Support.png"></media:content>
                                            </item>
                    <item>
                <title>What to know about refinancing a mortgage</title>
                <link>https://homesinsdcounty.com/real-estate-blog/what-to-know-about-refinancing-a-mortgage/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/what-to-know-about-refinancing-a-mortgage/</guid>
                <description>
                    <![CDATA[Let’s connect and talk about the latest insights in the industry! #FirstTimeHomebuyer #MortgageTips #HomeLoanAdvice #CaliforniaRealEstate #SanDiegoRealEstate #BuyAHome #HomeFinancing #RealEstateTips #BradAndKarenMattonen...]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/22115608/maxresdefault-9.jpg"></media:content>
                                            </item>
                    <item>
                <title>Happy Nowruz</title>
                <link>https://homesinsdcounty.com/real-estate-blog/happy-nowruz-2/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/happy-nowruz-2/</guid>
                <description>
                    <![CDATA[#FirstTimeHomebuyer #MortgageTips #HomeLoanAdvice #CaliforniaRealEstate #SanDiegoRealEstate #BuyAHome #HomeFinancing #RealEstateTips #BradAndKarenMattonen #HomesInSDCounty]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/20115609/maxresdefault-8.jpg"></media:content>
                                            </item>
                    <item>
                <title>Presentation Beats Renovation: Why Clean, Staged, and Well-Positioned Homes Win</title>
                <link>https://homesinsdcounty.com/real-estate-blog/presentation-beats-renovation-why-clean-staged-and-well-positioned-homes-win/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/presentation-beats-renovation-why-clean-staged-and-well-positioned-homes-win/</guid>
                <description>
                    <![CDATA[Detroit, Michigan -USA- November 10, 2022: new home has been staged and is ready for sale Many homeowners preparing to...]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://images.easyagentpro.com/images-by-id?id=3b3636f30352cf77c51376bd0790a2199ac285efc7153fb13380b0b0ae16a38d7a4c0bb3.jpeg&#038;w=800"></media:content>
                                            </item>
                    <item>
                <title>California 2026: Measured Market Rebound</title>
                <link>https://homesinsdcounty.com/real-estate-blog/california-2026-measured-market-rebound/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/california-2026-measured-market-rebound/</guid>
                <description>
                    <![CDATA[Is 2026 finally the year of the "Great Un-Pause" for California real estate? Join Brad and Karen Mattonen as they break down the measured market rebound, shifting mortgage rates, and why San Diego is positioning itself as a top destination for savvy buyers and sellers this year.]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/19115620/maxresdefault-7.jpg"></media:content>
                                            </item>
                    <item>
                <title>6 Common Ways People Pay Off a Mortgage Sooner</title>
                <link>https://homesinsdcounty.com/real-estate-blog/6-common-ways-people-pay-off-a-mortgage-sooner/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/6-common-ways-people-pay-off-a-mortgage-sooner/</guid>
                <description>
                    <![CDATA[Stop throwing money away on interest! Brad and Karen Mattonen share 6 proven strategies to pay off your mortgage early, build equity faster, and achieve financial freedom in San Diego.]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/18115608/maxresdefault-6.jpg"></media:content>
                                            </item>
                    <item>
                <title>Happy St. Patrick&amp;#8217;s Day</title>
                <link>https://homesinsdcounty.com/real-estate-blog/happy-st-patricks-day-2/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/happy-st-patricks-day-2/</guid>
                <description>
                    <![CDATA[#FirstTimeHomebuyer #MortgageTips #HomeLoanAdvice #CaliforniaRealEstate #SanDiegoRealEstate #BuyAHome #HomeFinancing #RealEstateTips #BradAndKarenMattonen #HomesInSDCounty]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/17115609/maxresdefault-5.jpg"></media:content>
                                            </item>
                    <item>
                <title>SoCal Homes Dip: Buying Entry in 2026?</title>
                <link>https://homesinsdcounty.com/real-estate-blog/socal-homes-dip-buying-entry-in-2026/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/socal-homes-dip-buying-entry-in-2026/</guid>
                <description>
                    <![CDATA[We analyze the 2026 SoCal homes dip to determine if current inventory levels and mortgage rate shifts have finally created the perfect entry point for San Diego homebuyers.]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/19155008/socal-homes-dip-2026-entry.jpg"></media:content>
                                            </item>
                    <item>
                <title>The New Commute in Real Estate: How Remote Work Changed What “Location” Means</title>
                <link>https://homesinsdcounty.com/real-estate-blog/the-new-commute-in-real-estate-how-remote-work-changed-what-location-means/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/the-new-commute-in-real-estate-how-remote-work-changed-what-location-means/</guid>
                <description>
                    <![CDATA[For decades, one phrase defined real estate decisions. Location, location, location. Traditionally that meant one thing. How close a home...]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://images.easyagentpro.com/images-by-id?id=fb52ed68c6aa972b20007feae282089ef0bc4a12158c9f13458e28a63a6f0933cee600c0.jpg&#038;w=800"></media:content>
                                            </item>
                    <item>
                <title>5 Tips for Successful First Time Home Ownership</title>
                <link>https://homesinsdcounty.com/real-estate-blog/5-tips-for-successful-first-time-home-ownership/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/5-tips-for-successful-first-time-home-ownership/</guid>
                <description>
                    <![CDATA[Thinking about buying your first home in 2026? From credit readiness to navigating the SoCal homes dip, Brad and Karen Mattonen break down the 5 essential steps to successful first-time home ownership in San Diego]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

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<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/14115608/maxresdefault-4.jpg"></media:content>
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                    <item>
                <title>Navigate a Changing Real Estate Market: The Market Isn’t Good or Bad — It’s Different</title>
                <link>https://homesinsdcounty.com/real-estate-blog/navigate-a-changing-real-estate-market-the-market-isnt-good-or-bad-its-different/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/navigate-a-changing-real-estate-market-the-market-isnt-good-or-bad-its-different/</guid>
                <description>
                    <![CDATA[Every year someone asks the same question. “Is this a good market or a bad market?” The truth is, the...]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
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<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
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<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

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<p></p>
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<p></p>
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<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://images.easyagentpro.com/images-by-id?id=d1a2265afc777d44947a134ec32079ff6256ec86e830acfaab164736fdd4fbae3f9fbcce.webp&#038;w=800"></media:content>
                                            </item>
                    <item>
                <title>Check out my new video</title>
                <link>https://homesinsdcounty.com/real-estate-blog/check-out-my-new-video-7/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/check-out-my-new-video-7/</guid>
                <description>
                    <![CDATA[IN THE HEART OF MISSION VALLEY! GREAT PRICE for Top Floor studio condo very well cared for and is move...]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

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<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/13115609/maxresdefault-3.jpg"></media:content>
                                            </item>
                    <item>
                <title>Brad and Karen Mattenon helped sell my daughter’s Dad house. They helped gather all the resources</title>
                <link>https://homesinsdcounty.com/real-estate-blog/brad-and-karen-mattenon-helped-sell-my-daughters-dad-house-they-helped-gather-all-the-resources-2/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/brad-and-karen-mattenon-helped-sell-my-daughters-dad-house-they-helped-gather-all-the-resources-2/</guid>
                <description>
                    <![CDATA[Let’s connect and talk about the latest insights in the industry! #FirstTimeHomebuyer #MortgageTips #HomeLoanAdvice #CaliforniaRealEstate #SanDiegoRealEstate #BuyAHome #HomeFinancing #RealEstateTips #BradAndKarenMattonen...]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/13115608/maxresdefault-2.jpg"></media:content>
                                            </item>
                    <item>
                <title>Factory-Built Housing to Growth in California This Year</title>
                <link>https://homesinsdcounty.com/real-estate-blog/factory-built-housing-to-growth-in-california-this-year/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/factory-built-housing-to-growth-in-california-this-year/</guid>
                <description>
                    <![CDATA[California is leaning into factory-built housing to solve the inventory crisis. But is it right for you? We break down the 5 essential Pros and Cons of modular homes and ADUs in 2026 so you can decide if the speed and cost-savings fit your San Diego real estate goals.]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/02/26102323/manufacturedhomeThe_Laney_homes-today-hero-image.jpg"></media:content>
                                            </item>
                    <item>
                <title>Home Sales Slide Across California Amid Soft Start to 2026</title>
                <link>https://homesinsdcounty.com/real-estate-blog/home-sales-slide-across-california-amid-soft-start-to-2026/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/home-sales-slide-across-california-amid-soft-start-to-2026/</guid>
                <description>
                    <![CDATA[#FirstTimeHomebuyer #MortgageTips #HomeLoanAdvice #CaliforniaRealEstate #SanDiegoRealEstate #BuyAHome #HomeFinancing #RealEstateTips #BradAndKarenMattonen #HomesInSDCounty]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                            </item>
                    <item>
                <title>Zone Zero: What California Homeowners Need to Know About New Wildfire Safety Rules</title>
                <link>https://homesinsdcounty.com/real-estate-blog/zone-zero-what-california-homeowners-need-to-know-about-new-wildfire-safety-rules/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/?p=73840</guid>
                <description>
                    <![CDATA[Starting in 2026, California is enforcing "Zone Zero"—a mandatory 5-foot ember-resistant buffer around homes in high-risk wildfire areas. From removing wood mulch to clearing vegetation, learn what these new defensible space requirements mean for your property and how to stay compliant.]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/09152402/zone-zero-california-wildfire-compliance-guide.jpg"></media:content>
                                            </item>
                    <item>
                <title>Expect Gradual Home Price Increases This Year</title>
                <link>https://homesinsdcounty.com/real-estate-blog/expect-gradual-home-price-increases-this-year/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/expect-gradual-home-price-increases-this-year/</guid>
                <description>
                    <![CDATA[#FirstTimeHomebuyer #MortgageTips #HomeLoanAdvice #CaliforniaRealEstate #SanDiegoRealEstate #BuyAHome #HomeFinancing #RealEstateTips #BradAndKarenMattonen #HomesInSDCounty]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                            </item>
                    <item>
                <title>The Right Order to Make Home Decisions</title>
                <link>https://homesinsdcounty.com/real-estate-blog/the-right-order-to-make-home-decisions/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/the-right-order-to-make-home-decisions/</guid>
                <description>
                    <![CDATA[Homeownership comes with choices. Renovate the kitchen. Turn the property into a rental. Refinance the mortgage. Sell and move on....]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://images.easyagentpro.com/images-by-id?id=6918a1138045a350bfbd6816ecaf2847d5b39515b64f7e5af722bfceb7c41d438cc3038d.png&#038;w=800"></media:content>
                                            </item>
                    <item>
                <title>Happy Women’s Day</title>
                <link>https://homesinsdcounty.com/real-estate-blog/happy-womens-day-2/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/happy-womens-day-2/</guid>
                <description>
                    <![CDATA[#FirstTimeHomebuyer #MortgageTips #HomeLoanAdvice #CaliforniaRealEstate #SanDiegoRealEstate #BuyAHome #HomeFinancing #RealEstateTips #BradAndKarenMattonen #HomesInSDCounty]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/07105612/maxresdefault-1.jpg"></media:content>
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                    <item>
                <title>The 8 Seconds You’ll Love a Home</title>
                <link>https://homesinsdcounty.com/real-estate-blog/the-8-seconds-youll-love-a-home/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/the-8-seconds-youll-love-a-home/</guid>
                <description>
                    <![CDATA[When buyers walk into a property for the first time, something interesting happens. Within moments, they already know how they...]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://images.easyagentpro.com/images-by-id?id=7e36e46c7050ebc631f8a17c5cf82cf0ba98e2c15b529847615361355a182363eeea6120.png&#038;w=800"></media:content>
                                            </item>
                    <item>
                <title>Is California Finally a Buyer’s Market?</title>
                <link>https://homesinsdcounty.com/real-estate-blog/is-california-finally-a-buyers-market/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/is-california-finally-a-buyers-market/</guid>
                <description>
                    <![CDATA["The question on every San Diego homebuyer's mind: Is the power finally shifting away from sellers? Join Brad and Karen Mattonen as they dive deep into the current 2026 real estate data. We analyze rising inventory, shifting mortgage rates, and the critical factors that determine if California is officially a buyer's market—and what that means for your next move."]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/05162406/View-California-Buyers-Market-2026-Shift.jpg"></media:content>
                                            </item>
                    <item>
                <title>How to Prepare Emotionally to Sell Your Home</title>
                <link>https://homesinsdcounty.com/real-estate-blog/how-to-prepare-emotionally-to-sell-your-home/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/how-to-prepare-emotionally-to-sell-your-home/</guid>
                <description>
                    <![CDATA[Most people focus on pricing, repairs, and timing when they decide to sell. But one of the most overlooked parts...]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://images.easyagentpro.com/images-by-id?id=9e0e04108851d80f177a9d72f3fe515d0d7614b9bbd8954e15812c171fad9b2ed75a8a76.jpeg&#038;w=800"></media:content>
                                            </item>
                    <item>
                <title>San Diego County Market Update</title>
                <link>https://homesinsdcounty.com/real-estate-blog/san-diego-county-market-update-6/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/san-diego-county-market-update-6/</guid>
                <description>
                    <![CDATA[#FirstTimeHomebuyer #MortgageTips #HomeLoanAdvice #CaliforniaRealEstate #SanDiegoRealEstate #BuyAHome #HomeFinancing #RealEstateTips #BradAndKarenMattonen #HomesInSDCounty]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/02105610/maxresdefault.jpg"></media:content>
                                            </item>
                    <item>
                <title>Will Mortgage Rates Go Down in Late Winter?</title>
                <link>https://homesinsdcounty.com/real-estate-blog/will-mortgage-rates-go-down-in-late-winter/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/will-mortgage-rates-go-down-in-late-winter/</guid>
                <description>
                    <![CDATA[#FirstTimeHomebuyer #MortgageTips #HomeLoanAdvice #CaliforniaRealEstate #SanDiegoRealEstate #BuyAHome #HomeFinancing #RealEstateTips #BradAndKarenMattonen #HomesInSDCounty]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                            </item>
                    <item>
                <title>2026 Real Estate Shows Balanced Recovery</title>
                <link>https://homesinsdcounty.com/real-estate-blog/2026-real-estate-shows-balanced-recovery/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/2026-real-estate-shows-balanced-recovery/</guid>
                <description>
                    <![CDATA[The 2026 housing market is shifting into a new era of balance. Move away from the volatility of years past and discover how stabilizing mortgage rates and a 9% increase in inventory are creating a healthier environment for San Diego buyers and sellers.]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/02/27123044/2026-san-diego-real-estate-market-recovery-infographic.jpg"></media:content>
                                            </item>
                    <item>
                <title>Discover Your Ideal Neighborhood: A Guide to San Diego County&amp;#8217;s Gems</title>
                <link>https://homesinsdcounty.com/real-estate-blog/discover-your-ideal-neighborhood-a-guide-to-san-diego-countys-gems/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/?p=67787</guid>
                <description>
                    <![CDATA[From the surf-inspired streets of Encinitas to the tranquil hills of Rancho Bernardo, San Diego County offers a neighborhood for every dream. Explore our expert guide to the region's most iconic "gems," featuring local insights on schools, lifestyle, and how our 100-Point Marketing Plan helps you navigate these high-demand markets with confidence.]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2024/04/26114156/bestplace-to-live-in-san-diego.png"></media:content>
                                            </item>
                    <item>
                <title>Downsizing? Why Modern Manufactured Homes Are a Smart Choice</title>
                <link>https://homesinsdcounty.com/real-estate-blog/downsizing-why-modern-manufactured-homes-are-a-smart-choice/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/?p=73675</guid>
                <description>
                    <![CDATA[Think downsizing in California means a cramped condo or high "space rent"? Think again. Explore the financial freedom of Resident-Owned Communities (ROC), where you own the land, protect your equity with Prop 13, and enjoy resort-style amenities for a fraction of the cost of traditional real estate.]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2020/11/26110123/modern-manufactured-home-interior-kitchen-living-room.jpg"></media:content>
                                            </item>
                    <item>
                <title>What Builders Predict Will Pull Buyers in 2026</title>
                <link>https://homesinsdcounty.com/real-estate-blog/what-builders-predict-will-pull-buyers-in-2026/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/what-builders-predict-will-pull-buyers-in-2026/</guid>
                <description>
                    <![CDATA[As we look toward 2026, home builders are shifting their strategies to meet the evolving needs of buyers. Learn about the "sneaky challenges" like rising construction costs and the "pull factors" like easing rates that are shaping the future of new construction in San Diego.]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/02/26105610/maxresdefault-16.jpg"></media:content>
                                            </item>
                    <item>
                <title>Karen is superb at understanding not only what you want, but what you need. Talk to her and let her.</title>
                <link>https://homesinsdcounty.com/real-estate-blog/karen-is-superb-at-understanding-not-only-what-you-want-but-what-you-need-talk-to-her-and-let-her-2/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/karen-is-superb-at-understanding-not-only-what-you-want-but-what-you-need-talk-to-her-and-let-her-2/</guid>
                <description>
                    <![CDATA[Let’s connect and talk about the latest insights in the industry! #FirstTimeHomebuyer #MortgageTips #HomeLoanAdvice #CaliforniaRealEstate #SanDiegoRealEstate #BuyAHome #HomeFinancing #RealEstateTips #BradAndKarenMattonen...]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/02/26105609/maxresdefault-15.jpg"></media:content>
                                            </item>
                    <item>
                <title>How Life Stages and Real Estate Decisions Matter More Than the Economy</title>
                <link>https://homesinsdcounty.com/real-estate-blog/how-life-stages-and-real-estate-decisions-matter-more-than-the-economy/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/how-life-stages-and-real-estate-decisions-matter-more-than-the-economy/</guid>
                <description>
                    <![CDATA[Happy multi-generation family portrait in the countryside When people talk about buying or selling a home, they often focus on...]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://images.easyagentpro.com/images-by-id?id=b082cc871cc850578d7b209e4bd81d05a1396740efca36f58909699730608c6e35508c72.jpg&#038;w=800"></media:content>
                                            </item>
                    <item>
                <title>Factors Influencing Mortgage Rates: Understanding the 2026 Market</title>
                <link>https://homesinsdcounty.com/real-estate-blog/understanding-what-can-influence-mortgage-rates/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/understanding-what-can-influence-mortgage-rates/</guid>
                <description>
                    <![CDATA[Mortgage rates are influenced by more than just the Fed. Discover how inflation, economic growth, and your personal financial stability play a role in the rates you qualify for today.]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
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<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

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<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/02/25105610/maxresdefault-14.jpg"></media:content>
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                    <item>
                <title>Renovate or Leave It Alone? How to Decide What Actually Pays Off</title>
                <link>https://homesinsdcounty.com/real-estate-blog/renovate-or-leave-it-alone-how-to-decide-what-actually-pays-off/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/renovate-or-leave-it-alone-how-to-decide-what-actually-pays-off/</guid>
                <description>
                    <![CDATA[If you are preparing to sell, one of the first questions you will face is simple but expensive: renovate or...]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://images.easyagentpro.com/images-by-id?id=f646d8b308cac3dcd3f6df76abee9bfabc8d60f193dc2d9f25d1f77a0100ffc54669a507.jpg&#038;w=800"></media:content>
                                            </item>
                    <item>
                <title>Check out my new video</title>
                <link>https://homesinsdcounty.com/real-estate-blog/check-out-my-new-video-6/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/check-out-my-new-video-6/</guid>
                <description>
                    <![CDATA[IN THE HEART OF MISSION VALLEY! GREAT PRICE for Top Floor studio condo very well cared for and is move...]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/02/24105711/maxresdefault-13.jpg"></media:content>
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                    <item>
                <title>Will Affordability Improve for California Buyers in 2026?</title>
                <link>https://homesinsdcounty.com/real-estate-blog/will-affordability-improve-for-california-buyers-in-2026/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/will-affordability-improve-for-california-buyers-in-2026/</guid>
                <description>
                    <![CDATA[Beyond the interest rates and inventory data, 2026 is bringing something back to the California housing market that has been missing for years: Opportunity. Learn why this year feels different for buyers.]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
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                                            </item>
                    <item>
                <title>Southern California Spots Where Rent Prices Are Dropping</title>
                <link>https://homesinsdcounty.com/real-estate-blog/southern-california-spots-where-rent-prices-are-dropping/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/southern-california-spots-where-rent-prices-are-dropping/</guid>
                <description>
                    <![CDATA[Let’s connect and talk about the latest insights in the industry! #FirstTimeHomebuyer #MortgageTips #HomeLoanAdvice #CaliforniaRealEstate #SanDiegoRealEstate #BuyAHome #HomeFinancing #RealEstateTips #BradAndKarenMattonen...]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
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                    <item>
                <title>7 Things to Know About Comparing Mortgages</title>
                <link>https://homesinsdcounty.com/real-estate-blog/7-things-to-know-about-comparing-mortgages/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/7-things-to-know-about-comparing-mortgages/</guid>
                <description>
                    <![CDATA[Let’s connect and talk about the latest insights in the industry! #FirstTimeHomebuyer #MortgageTips #HomeLoanAdvice #CaliforniaRealEstate #SanDiegoRealEstate #BuyAHome #HomeFinancing #RealEstateTips #BradAndKarenMattonen...]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/02/21105610/maxresdefault-11.jpg"></media:content>
                                            </item>
                    <item>
                <title>Beyond the Tour: Why a Buyer-Broker Agreement is Your Best Strategic Move in San Diego</title>
                <link>https://homesinsdcounty.com/real-estate-blog/buyer-broker-agreements-what-buyers-need-to-know-now-before-touring/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/buyer-broker-agreements-what-buyers-need-to-know-now-before-touring/</guid>
                <description>
                    <![CDATA[Buying a home in San Diego has changed. A San Diego Buyer-Broker Agreement is no longer just paperwork—it is your foundation for true client advocacy. Learn how this agreement protects your interests, avoids the risks of dual agency, and gives you the leverage to negotiate for seller credits and rate buydowns.]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/02/19144032/Strategic-San-Diego-Buyer-Broker-Advocacy.jpg"></media:content>
                                            </item>
                    <item>
                <title>Negotiation power is back for buyers: how to ask for credits, repairs, rate buydowns, and timelines without killing the deal</title>
                <link>https://homesinsdcounty.com/real-estate-blog/negotiation-power-is-back-for-buyers-how-to-ask-for-credits-repairs-rate-buydowns-and-timelines-without-killing-the-deal/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/negotiation-power-is-back-for-buyers-how-to-ask-for-credits-repairs-rate-buydowns-and-timelines-without-killing-the-deal/</guid>
                <description>
                    <![CDATA[The San Diego housing market has shifted. Buyers no longer have to settle for "as-is" deals. Discover the professional strategies we use to negotiate repairs, rate buydowns, and flexible timelines that save you thousands.]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/02/19123555/San-Diego-Real-Estate-Negotiation-Power-1.jpg"></media:content>
                                            </item>
                    <item>
                <title>Happy Lunar New Year</title>
                <link>https://homesinsdcounty.com/real-estate-blog/happy-lunar-new-year-2/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/happy-lunar-new-year-2/</guid>
                <description>
                    <![CDATA[#FirstTimeHomebuyer #MortgageTips #HomeLoanAdvice #CaliforniaRealEstate #SanDiegoRealEstate #BuyAHome #HomeFinancing #RealEstateTips #BradAndKarenMattonen #HomesInSDCounty]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
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<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
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<p></p>
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<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
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<hr class="wp-block-separator has-alpha-channel-opacity" />
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<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
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<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

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<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
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<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

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<p></p>
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<p></p>
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<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
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<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/02/18105609/maxresdefault-10.jpg"></media:content>
                                            </item>
                    <item>
                <title>The 100 Point Home Selling Marketing Plan That Gets You More Buyers (Step-by-Step)</title>
                <link>https://homesinsdcounty.com/real-estate-blog/the-100-point-home-selling-marketing-plan-that-gets-you-more-buyers-step-by-step/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/the-100-point-home-selling-marketing-plan-that-gets-you-more-buyers-step-by-step/</guid>
                <description>
                    <![CDATA[Are you ready to sell your home faster and for more money? In this video, we break down the 100-Point...]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

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<p></p>
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<p></p>
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<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
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<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/02/17105610/maxresdefault-9.jpg"></media:content>
                                            </item>
                    <item>
                <title>2026 Housing Market: What Sellers Should Know</title>
                <link>https://homesinsdcounty.com/real-estate-blog/2026-housing-market-what-sellers-should-know/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/2026-housing-market-what-sellers-should-know/</guid>
                <description>
                    <![CDATA[Are you planning to sell your home in 2026? The market is shifting towards a new &#8220;normal&#8221; with more inventory...]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/02/17142947/2026-San-Diego-Real-Estate-Market-for-Sellers.jpg"></media:content>
                                            </item>
                    <item>
                <title>Happy Presidents&amp;#8217; Day</title>
                <link>https://homesinsdcounty.com/real-estate-blog/happy-presidents-day/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/happy-presidents-day/</guid>
                <description>
                    <![CDATA[#FirstTimeHomebuyer #MortgageTips #HomeLoanAdvice #CaliforniaRealEstate #SanDiegoRealEstate #BuyAHome #HomeFinancing #RealEstateTips #BradAndKarenMattonen #HomesInSDCounty Why Work With Us? We do our best to: 💼...]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/02/16105609/maxresdefault-8.jpg"></media:content>
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                    <item>
                <title>Luxury Home Design on Budget in SoCal</title>
                <link>https://homesinsdcounty.com/real-estate-blog/luxury-home-design-on-budget-in-socal/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/luxury-home-design-on-budget-in-socal/</guid>
                <description>
                    <![CDATA[Learn how to master luxury home design on a budget in Southern California. Discover 2026's top interior trends—including warm neutrals, biophilic elements, and affordable 'Quiet Tech'—to increase your San Diego home's value and appeal]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2023/05/03114428/Fotolia_130001219_Subscription_Monthly_M.jpg"></media:content>
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                    <item>
                <title>San Diego County Market Update |</title>
                <link>https://homesinsdcounty.com/real-estate-blog/san-diego-county-market-update-5/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/san-diego-county-market-update-5/</guid>
                <description>
                    <![CDATA[The San Diego housing market is hitting a "recalibration" phase in February 2026. With mortgage rates dipping to 6.09% and inventory stabilizing, both buyers and sellers face a new landscape. Brad and Karen Mattonen break down the median price shifts and why the "lock-in effect" is finally starting to thaw.]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/02/14105610/maxresdefault-7.jpg"></media:content>
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                    <item>
                <title>Happy Valentine&amp;#8217;s Day</title>
                <link>https://homesinsdcounty.com/real-estate-blog/happy-valentines-day/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/happy-valentines-day/</guid>
                <description>
                    <![CDATA[#FirstTimeHomebuyer #MortgageTips #HomeLoanAdvice #CaliforniaRealEstate #SanDiegoRealEstate #BuyAHome #HomeFinancing #RealEstateTips #BradAndKarenMattonen #HomesInSDCounty]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/02/14105609/maxresdefault-6.jpg"></media:content>
                                            </item>
                    <item>
                <title>Is 6% Mortgage California Homebuyers’ Golden Ticket?</title>
                <link>https://homesinsdcounty.com/real-estate-blog/is-6-mortgage-california-homebuyers-golden-ticket-2/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/is-6-mortgage-california-homebuyers-golden-ticket-2/</guid>
                <description>
                    <![CDATA[Are 6% mortgage rates the breakthrough California buyers have been waiting for? Brad and Karen Mattonen dive into the 2026 housing market "Golden Ticket," explaining how stabilizing rates are thawing the lock-in effect and increasing buying power across San Diego and Riverside County.]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/02/05122920/percentmortgage.jpg"></media:content>
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                    <item>
                <title>Southern California Housing Market: Trends and Forecast 2026</title>
                <link>https://homesinsdcounty.com/real-estate-blog/southern-california-housing-market-trends-and-forecast-2026/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/southern-california-housing-market-trends-and-forecast-2026/</guid>
                <description>
                    <![CDATA[Are we finally entering the "Great Recalibration" of the Southern California housing market? Brad and Karen Mattonen break down the critical 2026 shifts, from mortgage rates stabilizing at 6.09% to the return of buyer negotiation power. Whether you are selling or downsizing with Prop 19, discover the strategy you need for the San Diego market this year.]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/02/13105609/maxresdefault-5.jpg"></media:content>
                                            </item>
                    <item>
                <title>The Hidden Costs of Waiting to Buy (That No One Talks About)</title>
                <link>https://homesinsdcounty.com/real-estate-blog/the-hidden-costs-of-waiting-to-buy-that-no-one-talks-about/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/the-hidden-costs-of-waiting-to-buy-that-no-one-talks-about/</guid>
                <description>
                    <![CDATA[Is waiting for the "perfect" market actually costing you a fortune? Brad and Karen Mattonen reveal the hidden costs of waiting to buy a home—from lost equity and rising rents to the high price of "lifestyle on pause." Learn why the best time to start building wealth in San Diego is sooner than you think.]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2022/06/28105033/1656438633.jpg"></media:content>
                                            </item>
                    <item>
                <title>Make Smart Home Decisions. Before you renovate, rent, refinance or sell. Read this!</title>
                <link>https://homesinsdcounty.com/real-estate-blog/make-smart-home-decisions-before-you-renovate-rent-refinance-or-sell-read-this/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/make-smart-home-decisions-before-you-renovate-rent-refinance-or-sell-read-this/</guid>
                <description>
                    <![CDATA[Renovating or refinancing without a plan can cost you thousands. Brad and Karen Mattonen break down how to make smart home decisions by looking at the big picture, ensuring your next move—whether selling or staying—is a strategic succes]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/02/16145742/smart-home-decisions.jpg"></media:content>
                                            </item>
                    <item>
                <title>Thinking of Listing in Winter? These Tips Can Help</title>
                <link>https://homesinsdcounty.com/real-estate-blog/thinking-of-listing-in-winter-these-tips-can-help/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/thinking-of-listing-in-winter-these-tips-can-help/</guid>
                <description>
                    <![CDATA[#FirstTimeHomebuyer #MortgageTips #HomeLoanAdvice #CaliforniaRealEstate #SanDiegoRealEstate #BuyAHome #HomeFinancing #RealEstateTips #BradAndKarenMattonen #HomesInSDCounty]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

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<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                            </item>
                    <item>
                <title>We had opportunity to have worked together in the past and enjoyed working with Brad he is in touch.</title>
                <link>https://homesinsdcounty.com/real-estate-blog/we-had-opportunity-to-have-worked-together-in-the-past-and-enjoyed-working-with-brad-he-is-in-touch-2/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/we-had-opportunity-to-have-worked-together-in-the-past-and-enjoyed-working-with-brad-he-is-in-touch-2/</guid>
                <description>
                    <![CDATA[At HomesInSDCounty, we believe that real estate isn&#8217;t just about property—it&#8217;s about the people and the lasting relationships we build...]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/02/12105609/maxresdefault-4.jpg"></media:content>
                                            </item>
                    <item>
                <title>Is California’s Housing Market Heading for Balance?</title>
                <link>https://homesinsdcounty.com/real-estate-blog/is-californias-housing-market-heading-for-balance/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/is-californias-housing-market-heading-for-balance/</guid>
                <description>
                    <![CDATA[Is the California housing market finally balancing? Brad and Karen Mattonen break down the 2026 forecast, highlighting the $850,000 median price drop, rising inventory, and why 3-year low mortgage rates are creating a unique window for San Diego buyers.]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/02/16151138/california-housing-market-balance-2026.jpg"></media:content>
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                    <item>
                <title>What You Need to Know About Defaulting On Your Mortgage</title>
                <link>https://homesinsdcounty.com/real-estate-blog/what-you-need-to-know-about-defaulting-on-your-mortgage/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/what-you-need-to-know-about-defaulting-on-your-mortgage/</guid>
                <description>
                    <![CDATA[Defaulting on a mortgage isn't an immediate loss of your home. Brad and Karen Mattonen explain the 2026 California foreclosure process, including the 120-day pre-foreclosure window and how listing your home can stop an auction under new state laws.]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/02/09105612/maxresdefault-3.jpg"></media:content>
                                            </item>
                    <item>
                <title>What Not to Do During the Mortgage Process (Avoid These 10 Mistakes)</title>
                <link>https://homesinsdcounty.com/real-estate-blog/what-not-to-do-during-the-mortgage-process-avoid-these-10-mistakes/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/what-not-to-do-during-the-mortgage-process-avoid-these-10-mistakes/</guid>
                <description>
                    <![CDATA[Planning to buy a home soon? Your financial actions during the loan process are critical. From job changes to large bank deposits, one simple mistake can jeopardize your mortgage approval. Learn the 10 most common pitfalls to avoid to ensure you cross the finish line and get the keys to your new home]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
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<!-- wp:paragraph -->
<p></p>
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<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
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                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/02/16153455/mortgage-process-mistakes-avoidance-2026.jpg"></media:content>
                                            </item>
                    <item>
                <title>Early 2026 Signals for California&amp;#8217;s Housing Rebound | Brad &amp;amp; Karen Mattonen</title>
                <link>https://homesinsdcounty.com/real-estate-blog/early-2026-signals-for-californias-housing-rebound-brad-karen-mattonen/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/early-2026-signals-for-californias-housing-rebound-brad-karen-mattonen/</guid>
                <description>
                    <![CDATA[As we enter early 2026, California's housing market is flashing signs of a much-anticipated rebound. With stabilizing interest rates and a projected 3.6% rise in median home prices, the "wait-and-see" era is ending. Join Brad &amp; Karen Mattonen as they break down the data-driven signals you need to know to make your next smart move in the San Diego and Southern California markets.]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
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<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
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<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
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<!-- wp:paragraph -->
<p></p>
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<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
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<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/02/08105609/maxresdefault-1.jpg"></media:content>
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                    <item>
                <title>Check out my new video</title>
                <link>https://homesinsdcounty.com/real-estate-blog/check-out-my-new-video-5/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/check-out-my-new-video-5/</guid>
                <description>
                    <![CDATA[GREAT PRICE for Top Floor studio condo very well cared for and is move in ready FURNISHED located in the...]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/02/07105608/maxresdefault.jpg"></media:content>
                                            </item>
                    <item>
                <title>Smart Moves for Buying a SoCal Home in 2026</title>
                <link>https://homesinsdcounty.com/real-estate-blog/smart-moves-for-buying-a-socal-home-in-2026/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/smart-moves-for-buying-a-socal-home-in-2026/</guid>
                <description>
                    <![CDATA[Is 2026 the year you buy in Southern California? Brad and Karen Mattonen break down the 8 essential strategies for buyers, including how to handle new AI photo disclosure laws and 2026 mortgage rate trends.]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/02/16154730/8-smart-moves-for-buying-a-SoCal-home-in-2026-Brad-and-Karen-Mattonen-HomesInSDCounty.jpg"></media:content>
                                            </item>
                    <item>
                <title>2026 Housing Market Trends for Buyers and Sellers: What You Need to Know</title>
                <link>https://homesinsdcounty.com/real-estate-blog/2026-housing-market-trends-for-buyers-and-sellers-what-you-need-to-know/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/2026-housing-market-trends-for-buyers-and-sellers-what-you-need-to-know/</guid>
                <description>
                    <![CDATA[2026 is a pivotal year for real estate. Discover the essential market trends for buyers and sellers, including inventory growth, stabilizing rates, and the demand for flexible home space]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/02/16155853/2026-housing-market-trends-infographic.jpg"></media:content>
                                            </item>
                    <item>
                <title>Inflation Down: Will Mortgages Chill Too?</title>
                <link>https://homesinsdcounty.com/real-estate-blog/inflation-down-will-mortgages-chill-too/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/inflation-down-will-mortgages-chill-too/</guid>
                <description>
                    <![CDATA[As inflation numbers cool, we analyze if mortgage rates will finally "chill" in 2026. Discover the connection between CPI data, Treasury yields, and your next home loan.]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/02/05123606/Inflation-Down-Will-Mortgages-Chill-Too.jpg"></media:content>
                                            </item>
                    <item>
                <title>Homesteading Homes: The Next Big Trend for Home Buyers and Sellers</title>
                <link>https://homesinsdcounty.com/real-estate-blog/homesteading-homes-the-next-big-trend-for-home-buyers-and-sellers/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/homesteading-homes-the-next-big-trend-for-home-buyers-and-sellers/</guid>
                <description>
                    <![CDATA[In 2026, Southern California homesteading has evolved. It’s no longer just about &#8216;buying a farm&#8217; in East County; it’s about...]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/02/16161329/modern-homesteading-trends-2026.jpg"></media:content>
                                            </item>
                    <item>
                <title>Why Real Estate Timing Matters More Than Waiting for Things to Settle</title>
                <link>https://homesinsdcounty.com/real-estate-blog/why-real-estate-timing-matters-more-than-waiting-for-things-to-settle/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/why-real-estate-timing-matters-more-than-waiting-for-things-to-settle/</guid>
                <description>
                    <![CDATA[Every year there is a reason people hesitate to buy or sell a home. Interest rates feel uncertain. Inventory looks...]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://images.easyagentpro.com/images-by-id?id=55994efa76b9709a4007676bb8e41cc9194f248bc415169c4ebb5aad74e310ed669b3b11.png&#038;w=800"></media:content>
                                            </item>
                    <item>
                <title>Selling a Home in 2026: Why Presentation and Positioning Matter More Than Ever</title>
                <link>https://homesinsdcounty.com/real-estate-blog/selling-a-home-in-2026-why-presentation-and-positioning-matter-more-than-ever/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/selling-a-home-in-2026-why-presentation-and-positioning-matter-more-than-ever/</guid>
                <description>
                    <![CDATA[The process of selling a home in 2026 looks very different than it did even a few years ago. Many...]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://images.easyagentpro.com/images-by-id?id=617ef1cc6671096e1b0f4b2667ae0fba837a28bee590e20d64204bb67f6984940b830ff0.png&#038;w=800"></media:content>
                                            </item>
                    <item>
                <title>San Diego County approves state grant funding to help first-time homebuyers</title>
                <link>https://homesinsdcounty.com/real-estate-blog/san-diego-county-approves-state-grant-funding-to-help-first-time-homebuyers/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/san-diego-county-approves-state-grant-funding-to-help-first-time-homebuyers/</guid>
                <description>
                    <![CDATA[As we enter early 2026, California's housing market is flashing signs of a much-anticipated rebound. With stabilizing interest rates and a projected 3.6% rise in median home prices, the "wait-and-see" era is ending. Join Brad &amp; Karen Mattonen as they break down the data-driven signals you need to know to make your next smart move in the San Diego and Southern California markets.]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/01/31105612/maxresdefault-21.jpg"></media:content>
                                            </item>
                    <item>
                <title>Could Mortgage Dips This Fall Tempt Home Buyers?</title>
                <link>https://homesinsdcounty.com/real-estate-blog/could-mortgage-dips-this-fall-tempt-home-buyers/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/could-mortgage-dips-this-fall-tempt-home-buyers/</guid>
                <description>
                    <![CDATA[Mortgage rates are showing signs of a "chill" this season. We explore if these dips are enough to entice buyers back into the San Diego real estate market in 2026.]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/01/05124739/could-mortgage-rates-fall.jpg"></media:content>
                                            </item>
                    <item>
                <title>Great job and very responsive</title>
                <link>https://homesinsdcounty.com/real-estate-blog/great-job-and-very-responsive-2/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/great-job-and-very-responsive-2/</guid>
                <description>
                    <![CDATA[Let’s connect and talk about the latest insights in the industry! #FirstTimeHomebuyer #MortgageTips #HomeLoanAdvice #CaliforniaRealEstate #SanDiegoRealEstate #BuyAHome #HomeFinancing #RealEstateTips #BradAndKarenMattonen...]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/01/30105609/maxresdefault-20.jpg"></media:content>
                                            </item>
                    <item>
                <title>Fed Signals Limited 2026 Cuts</title>
                <link>https://homesinsdcounty.com/real-estate-blog/fed-signals-limited-2026-cuts/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/fed-signals-limited-2026-cuts/</guid>
                <description>
                    <![CDATA[⭐&nbsp;WHY WORK WITH US? ✔️ We&nbsp;prioritize&nbsp;legal, safe, and well-informed transactions✔️ We&nbsp;help clients identify and avoid&nbsp;costly mistakes✔️ We&nbsp;advocate strategically&nbsp;to help maximize...]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/01/29105611/maxresdefault-19.jpg"></media:content>
                                            </item>
                    <item>
                <title>Affordable living, 4-1/2 miles from the CA coast.</title>
                <link>https://homesinsdcounty.com/real-estate-blog/affordable-living-4-1-2-miles-from-the-ca-coast/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/affordable-living-4-1-2-miles-from-the-ca-coast/</guid>
                <description>
                    <![CDATA[Rare opportunity! Own your land 4.5 miles from the coast in a resident-owned 55+ community. This upgraded 2-bed home features solar, an EV outlet, and a Generac generator—all with low HOAs and NO space rent. See why this is the smartest move in Oceanside!]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

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<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
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                    <item>
                <title>Smart and Simple First-Time Home Buyer Tips</title>
                <link>https://homesinsdcounty.com/real-estate-blog/smart-and-simple-first-time-home-buyer-tips/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/smart-and-simple-first-time-home-buyer-tips/</guid>
                <description>
                    <![CDATA[Starting your home-buying journey in San Diego? Check out these smart and simple tips for first-time buyers, covering everything from mortgage pre-approval to closing the deal.
]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

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<p></p>
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<!-- wp:paragraph -->
<p></p>
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<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
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                                            </item>
                    <item>
                <title>Check out my new video</title>
                <link>https://homesinsdcounty.com/real-estate-blog/check-out-my-new-video-4/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/check-out-my-new-video-4/</guid>
                <description>
                    <![CDATA[Affordable Living in Oceanside! 🏡 Welcome to a smart, upgraded Southern California lifestyle! All the perks of coastal living without...]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

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<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/01/27105610/maxresdefault-16.jpg"></media:content>
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                    <item>
                <title>Check out my new video</title>
                <link>https://homesinsdcounty.com/real-estate-blog/check-out-my-new-video-3/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/check-out-my-new-video-3/</guid>
                <description>
                    <![CDATA[Affordable living, 4-1/2 miles from the CA coast. Welcome to a smart, upgraded Southern California lifestyle! All the perks of...]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/01/27105609/maxresdefault-15.jpg"></media:content>
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                    <item>
                <title>California 2026: The Window Buyers Were Waiting For?</title>
                <link>https://homesinsdcounty.com/real-estate-blog/california-2026-the-window-buyers-were-waiting-for/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/california-2026-the-window-buyers-were-waiting-for/</guid>
                <description>
                    <![CDATA[The 2026 California housing market is opening a long‑awaited window for buyers. With easing rates, improving affordability, and more inventory, this may be the best moment in years to make a move—especially in San Diego, Riverside, and Orange County.]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

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<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/01/26105611/maxresdefault-14.jpg"></media:content>
                                            </item>
                    <item>
                <title>Will U.S. Real Estate Thaw Continue?</title>
                <link>https://homesinsdcounty.com/real-estate-blog/will-u-s-real-estate-thaw-continue/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/will-u-s-real-estate-thaw-continue/</guid>
                <description>
                    <![CDATA[The U.S. real estate thaw is underway—but will it continue into 2026? With easing inflation, stabilizing mortgage rates, and more inventory entering the market, buyers and sellers are navigating a very different landscape than the last few years.]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                            </item>
                    <item>
                <title>Top First-Time Homebuyer Tips</title>
                <link>https://homesinsdcounty.com/real-estate-blog/top-first-time-homebuyer-tips/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/top-first-time-homebuyer-tips/</guid>
                <description>
                    <![CDATA[Essential advice for first-time homebuyers in San Diego County: Explore mortgage tips, home loan strategies, and real estate insights from experts Brad &amp; Karen Mattonen. Access free guides, property searches, and personalized assistance to simplify your home buying journey.]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2022/03/16132939/Multiple-home-buying-programs-offer-incentives-for-first-time-homebuyers.jpg"></media:content>
                                            </item>
                    <item>
                <title>High Interest Rate Home Buying: How Buyers and Sellers Can Win in Today’s Market</title>
                <link>https://homesinsdcounty.com/real-estate-blog/high-interest-rate-home-buying-how-buyers-and-sellers-can-win-in-todays-market/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/high-interest-rate-home-buying-how-buyers-and-sellers-can-win-in-todays-market/</guid>
                <description>
                    <![CDATA[High interest rates have reshaped today’s housing market, but they haven’t eliminated opportunity. Buyers and sellers who understand how to navigate pricing, timing, and strategy can still make strong, confident moves—even in a higher‑rate environment.]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2023/09/31141002/howhigherpricesaffecthomeaffordability.jpg"></media:content>
                                            </item>
                    <item>
                <title>Check out my new video</title>
                <link>https://homesinsdcounty.com/real-estate-blog/check-out-my-new-video-2/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/check-out-my-new-video-2/</guid>
                <description>
                    <![CDATA[GREAT PRICE for Top Floor studio condo very well cared for and is move in ready FURNISHED located in the...]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/01/21105609/maxresdefault-13.jpg"></media:content>
                                            </item>
                    <item>
                <title>Real Estate Revitalization Opportunities: How Abandoned Cities Are Becoming Prime Markets for Home Buyers, Sellers, and Investors</title>
                <link>https://homesinsdcounty.com/real-estate-blog/real-estate-revitalization-opportunities-how-abandoned-cities-are-becoming-prime-markets-for-home-buyers-sellers-and-investors/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/real-estate-revitalization-opportunities-how-abandoned-cities-are-becoming-prime-markets-for-home-buyers-sellers-and-investors/</guid>
                <description>
                    <![CDATA[Across the U.S., abandoned and overlooked cities are entering a new phase of revitalization—creating fresh opportunities for homebuyers, sellers, and investors. As affordability shifts and redevelopment accelerates, these markets are becoming some of the most strategic places to watch in 2026.]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
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                                            </item>
                    <item>
                <title>Mortgage Rates Drop: Homes Still Climbing?</title>
                <link>https://homesinsdcounty.com/real-estate-blog/mortgage-rates-drop-homes-still-climbing/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/mortgage-rates-drop-homes-still-climbing/</guid>
                <description>
                    <![CDATA[Uncover the paradox of dropping mortgage rates amid climbing home prices in San Diego: Insights from experts Brad &amp; Karen Mattonen on market forces, tips for buyers and sellers, and free tools to guide your real estate journey in California]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2023/09/31141002/howhigherpricesaffecthomeaffordability.jpg"></media:content>
                                            </item>
                    <item>
                <title>Guide to Mortgage Pre-Approval: Get Pre-Approved Today</title>
                <link>https://homesinsdcounty.com/real-estate-blog/guide-to-mortgage-pre-approval-get-pre-approved-today/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/guide-to-mortgage-pre-approval-get-pre-approved-today/</guid>
                <description>
                    <![CDATA[Getting pre‑approved is the first—and most important—step in buying a home. This guide breaks down how mortgage pre‑approval works, what lenders look for, and how California buyers can get pre‑approved quickly and confidently.]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/01/18105610/maxresdefault-12.jpg"></media:content>
                                            </item>
                    <item>
                <title>How to Pay Off Your Mortgage Early</title>
                <link>https://homesinsdcounty.com/real-estate-blog/how-to-pay-off-your-mortgage-early/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/how-to-pay-off-your-mortgage-early/</guid>
                <description>
                    <![CDATA[Paying off your mortgage early doesn’t require a massive income or extreme sacrifice. With the right strategy—extra principal payments, smarter budgeting, and payoff planning—you can reduce interest, build equity faster, and move closer to true financial freedom.]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/01/26155316/howtopayoffmortageearly.jpg"></media:content>
                                            </item>
                    <item>
                <title>Not a Surge, but a Shift: Western Housing Sets Up for 2026 Recovery</title>
                <link>https://homesinsdcounty.com/real-estate-blog/not-a-surge-but-a-shift-western-housing-sets-up-for-2026-recovery/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/not-a-surge-but-a-shift-western-housing-sets-up-for-2026-recovery/</guid>
                <description>
                    <![CDATA[The Western housing market isn’t experiencing a surge—but it is undergoing a meaningful shift. With moderating prices, easing mortgage rates, and more inventory entering the market, the West is setting up for a steadier, healthier 2026 recovery.]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/01/17105609/maxresdefault-10.jpg"></media:content>
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                    <item>
                <title>2026 Housing Outlook: Promising Improvements on the Horizon</title>
                <link>https://homesinsdcounty.com/real-estate-blog/2026-housing-outlook-promising-improvements-on-the-horizon/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/2026-housing-outlook-promising-improvements-on-the-horizon/</guid>
                <description>
                    <![CDATA[#FirstTimeHomebuyer #MortgageTips #HomeLoanAdvice #CaliforniaRealEstate #SanDiegoRealEstate #BuyAHome #HomeFinancing #RealEstateTips #BradAndKarenMattonen #HomesInSDCounty]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                            </item>
                    <item>
                <title>San Diego, California: Beachside Living &amp;amp; Big-City Excitement | HomesInSDCounty</title>
                <link>https://homesinsdcounty.com/real-estate-blog/san-diego-california-beachside-living-big-city-excitement-homesinsdcounty-2/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/san-diego-california-beachside-living-big-city-excitement-homesinsdcounty-2/</guid>
                <description>
                    <![CDATA[🌴 San Diego, California — Beachside Attitude, Big‑City Excitement! Dreaming of San Diego beachside living? In this video we explore...]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/01/15105609/maxresdefault-9.jpg"></media:content>
                                            </item>
                    <item>
                <title>Niche Real Estate Opportunities for Buyers and Sellers: How Life Transitions Are Shaping Today’s Market</title>
                <link>https://homesinsdcounty.com/real-estate-blog/niche-real-estate-opportunities-for-buyers-and-sellers-how-life-transitions-are-shaping-the-market/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/niche-real-estate-opportunities-for-buyers-and-sellers-how-life-transitions-are-shaping-the-market/</guid>
                <description>
                    <![CDATA[Life doesn’t wait for the market — and that’s exactly where today’s real estate opportunities are emerging. From downsizing to inheritance to eco‑focused living, niche segments are giving buyers and sellers clearer paths, less competition, and smarter options for their next chapter.]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
<!-- /wp:paragraph -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->]]>
                </content:encoded>
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                                            </item>
                    <item>
                <title>5 things you need to know about getting a mortgage if you&amp;#8217;re self-employed</title>
                <link>https://homesinsdcounty.com/real-estate-blog/5-things-you-need-to-know-about-getting-a-mortgage-if-youre-self-employed/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/5-things-you-need-to-know-about-getting-a-mortgage-if-youre-self-employed/</guid>
                <description>
                    <![CDATA[Self-employed buyers face a very different mortgage process than W-2 employees. Understanding how lenders calculate income, assess risk, and review tax returns can prevent costly delays and denied applications. Here are five things you need to know before applying.]]>
                </description>
                <content:encoded>
                    <![CDATA[<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:heading -->
<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
<!-- /wp:heading -->

<!-- wp:embed {"url":"https://www.youtube.com/watch?v=ealkCMh0EwY","type":"video","providerNameSlug":"youtube","responsive":true,"className":"wp-embed-aspect-16-9 wp-has-aspect-ratio"} -->
<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
https://www.youtube.com/watch?v=ealkCMh0EwY
</div></figure>
<!-- /wp:embed -->

<!-- wp:paragraph -->
<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:details -->
<details class="wp-block-details"><summary></summary><!-- wp:image {"id":74056,"sizeSlug":"full","linkDestination":"none","align":"center","className":"is-style-default"} -->
<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
<!-- /wp:image --></details>
<!-- /wp:details -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:paragraph -->
<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:image {"id":74056,"width":"582px","height":"auto","sizeSlug":"full","linkDestination":"none","align":"center"} -->
<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
<!-- /wp:image -->

<!-- wp:heading -->
<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
<!-- /wp:heading -->

<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
<!-- /wp:list-item --></ul>
<!-- /wp:list -->

<!-- wp:heading -->
<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
<!-- /wp:heading -->

<!-- wp:heading -->
<h2 class="wp-block-heading"></h2>
<!-- /wp:heading -->

<!-- wp:list {"ordered":true,"start":1} -->
<ol start="1" class="wp-block-list"><!-- wp:list-item -->
<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
<!-- /wp:list-item -->

<!-- wp:list-item -->
<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
<!-- /wp:list-item --></ol>
<!-- /wp:list -->

<!-- wp:separator -->
<hr class="wp-block-separator has-alpha-channel-opacity" />
<!-- /wp:separator -->

<!-- wp:heading -->
<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p></p>
<!-- /wp:paragraph -->

<!-- wp:spacer {"height":"62px"} -->
<div style="height:62px" aria-hidden="true" class="wp-block-spacer"></div>
<!-- /wp:spacer -->

<!-- wp:paragraph {"fontSize":"large"} -->
<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph {"fontSize":"medium"} -->
<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
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<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

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<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
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<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
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<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
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<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
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                <title>Will Homebuying Become More Affordable in 2026?</title>
                <link>https://homesinsdcounty.com/real-estate-blog/will-homebuying-become-more-affordable-in-2026/</link>
                <pubDate>Sat, 28 Mar 2026 18:56:08 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/will-homebuying-become-more-affordable-in-2026/</guid>
                <description>
                    <![CDATA[Many buyers are waiting for prices or rates to drop, but affordability depends on more than market headlines. Here’s what buyers should realistically expect in 2026 and how to plan ahead.]]>
                </description>
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<h2 class="wp-block-heading">California Home Sales &amp; Prices Drop: What San Diego Buyers Need to Know</h2>
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<p><em><strong>The early 2026 data shows that while prices are softening in some areas, the San Diego market is "recalibrating" rather than crashing. Here is the high-impact content, Q&amp;A, and SEO strategy for this specific video.</strong></em></p>
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<figure class="wp-block-image aligncenter size-full is-style-default"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" /></figure>
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<p>The early 2026 housing data is in, and it confirms a significant shift: <strong>California home sales and prices have begun a measured pullback.</strong> After years of record-breaking climbs, the San Diego market is entering a period of recalibration.</p>
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<p>While headlines might scream "crash," the reality on the ground in San Diego County is more about <strong>increased inventory</strong> and <strong>balanced negotiations</strong> than a total collapse.</p>
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<figure class="wp-block-image aligncenter size-full is-resized"><img src="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/03/28122049/san-diego-home-prices-drop-2026-market-reset.jpg" alt="San Diego housing market update 2026 showing decreasing home prices, increased inventory 'For Sale' signs, and closing opportunities." class="wp-image-74056" style="width:582px;height:auto" /><figcaption class="wp-element-caption">Early 2026 data shows San Diego home prices softening as inventory rises.</figcaption></figure>
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<h2 class="wp-block-heading">Key Market Data (Q1 2026):</h2>
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<li><strong>Price Adjustments:</strong> The statewide median price saw a dip in late 2025/early 2026, with San Diego seeing a <strong>2.6% year-over-year decrease</strong> in some sectors.</li>
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<li><strong>Sales Volume:</strong> Closed sales are down roughly <strong>5.6%</strong>, as buyers remain cautious due to affordability and insurance costs.</li>
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<li><strong>Inventory Growth:</strong> Active listings are finally rising—up nearly <strong>10%</strong>—giving buyers the most options they’ve had in over five years.</li>
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<li><strong>Days on Market:</strong> Homes are sitting longer, averaging <strong>33 to 44 days</strong>, compared to the "overnight" sales of the previous years.</li>
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<h2 class="wp-block-heading">What’s Driving the 2026 Pullback?</h2>
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<li><strong>Affordability Ceiling:</strong> With the median home price still near record highs, only about <strong>11-18%</strong> of California households can comfortably afford a median-priced home.</li>
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<li><strong>The Insurance Factor:</strong> In San Diego, rising wildfire insurance premiums are adding hundreds to monthly payments, lowering the "max purchase price" for many buyers.</li>
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<li><strong>The Great Housing Reset:</strong> Analysts are calling 2026 the year of the "Reset," where sellers must price realistically to compete with growing inventory.</li>
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<h2 class="wp-block-heading">❓ Common Questions (Q&amp;A)</h2>
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<p><strong>Q: Is the San Diego housing market crashing in 2026?</strong></p>
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<p> <strong>A:</strong> Unlikely. While prices have dipped slightly, a 2008-style crash is prevented by <strong>chronic undersupply</strong> and <strong>strict lending standards</strong>. Most experts predict a "gentle correction" or stasis rather than a collapse.</p>
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<p><strong>Q: Should I wait longer for prices to drop further?</strong> </p>
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<p><strong>A:</strong> Waiting is a gamble. While prices are softer now, <strong>mortgage rates</strong> are expected to ease toward <strong>6.0%</strong> by late 2026. If rates drop significantly, buyer competition will likely spike, driving prices back up.</p>
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<p><strong>Q: Are sellers starting to offer more concessions?</strong> </p>
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<p><strong>A:</strong> Yes. Unlike the 2021-2024 frenzy, 2026 sellers are more open to <strong>closing cost credits</strong> and <strong>repair requests</strong> to keep deals moving as "days on market" increase.</p>
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<p class="has-large-font-size"><strong><br>Why Work With Us?</strong></p>
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<p class="has-medium-font-size"><strong>We do our best :</strong><br>✔️ To ensure your sale or purchase is legal, safe, and protected<br>✔️To prevent the expensive mistakes others miss<br>✔️ We fight to maximize your profit and protect your future<br>✔️ We’re not here for fluff—we’re here to deliver results with integrity</p>
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<p>💼&nbsp;<strong>HomesinSDCounty: Local Power. Nationwide Reach.</strong><br>✅ Experts in Probate, Pre-Foreclosure &amp; Distressed Sales<br>✅ Strategic Advisors in Residential, Investment &amp; Commercial Real Estate<br>✅ No fluff. Just relentless advocacy and smart protection.</p>
<!-- /wp:paragraph -->

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<p>🎥<strong>&nbsp;Watch more San Diego neighborhood and real estate videos here:</strong>&nbsp;👉&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty">https://www.youtube.com/@homesinsandiegocounty</a></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>💥<strong>&nbsp;Explore Our Valuable FREE Real Estate Resources</strong><br><em>✓ eBooks | ✓ Checklists | ✓ Buying &amp; Selling Guides | ✓ Investor Tools</em><br>→&nbsp;<strong><a href="https://homesinsdcounty.com/valuable-free-real-estate-resources-ebooks-checklists-and-downloads-for-buyers-and-sellers/" target="_blank" rel="noreferrer noopener">Visit our Resources Page to download now</a></strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>🛫&nbsp;<strong>Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?</strong><br><em>We’ve Got You Covered—<strong>Nationwide.</strong></em></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>We’ll connect you with an agent we trust—not just someone in the directory.</p>
<!-- /wp:paragraph -->

<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🚀&nbsp;<strong>Connect With Us &amp; Join the Community!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Don’t navigate the&nbsp;<strong>SoCal homes dip</strong>&nbsp;alone. Whether you’re a first-time buyer or looking to downsize using your equity, we are here to be your advocates.</p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p><strong>Brad Mattonen, REALTOR® | CA DRE #02062665</strong>&nbsp;<strong>Karen Mattonen, REALTOR® | CA DRE #02044711</strong>&nbsp;<strong>Coldwell Banker West | HomesInSDCounty</strong></p>
<!-- /wp:paragraph -->

<!-- wp:paragraph -->
<p>📞&nbsp;<strong>Call/Text:</strong>&nbsp;858-518-2875 or 858-668-8004 📧&nbsp;<strong>Email:</strong>&nbsp;bmattonenrealtor@gmail.com 🌐&nbsp;<strong>Search All Homes:</strong>&nbsp;<a target="_blank" rel="noreferrer noopener" href="https://www.homesinsdcounty.com/">HomesInSDCounty.com</a>&nbsp;📍&nbsp;<strong>Visit Us:</strong>&nbsp;7135 Camino Del Sur, Suite 115, San Diego, CA 92127</p>
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<!-- wp:heading {"level":3} -->
<h3 class="wp-block-heading">🔗&nbsp;<strong>Follow Us Everywhere!</strong></h3>
<!-- /wp:heading -->

<!-- wp:paragraph -->
<p>Get daily market updates, home tours, and no-nonsense real estate advice:</p>
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<!-- wp:list -->
<ul class="wp-block-list"><!-- wp:list-item -->
<li>📺&nbsp;<strong>YouTube:</strong>&nbsp;<a href="https://www.youtube.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">Subscribe for Weekly Updates</a></li>
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<li>👤&nbsp;<strong>Facebook:</strong>&nbsp;<a href="https://www.facebook.com/NorthCountySDHomeSales" target="_blank" rel="noreferrer noopener">North County SD Home Sales</a></li>
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<li>📸&nbsp;<strong>Instagram:</strong>&nbsp;<a href="https://www.instagram.com/sandiegocountyhomes/" target="_blank" rel="noreferrer noopener">@sandiegocountyhomes</a></li>
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<li>📌&nbsp;<strong>Pinterest:</strong>&nbsp;<a href="https://www.pinterest.com/HomesinSDCounty/" target="_blank" rel="noreferrer noopener">San Diego Living &amp; Real Estate</a></li>
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<li>🎵&nbsp;<strong>TikTok:</strong>&nbsp;<a href="https://www.tiktok.com/@homesinsandiegocounty" target="_blank" rel="noreferrer noopener">@homesinsandiegocounty</a></li>
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<li>🐦&nbsp;<strong>X (Twitter):</strong>&nbsp;<a href="https://x.com/SDHomesForSale" target="_blank" rel="noreferrer noopener">@SDHomesForSale</a></li>
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<li>💼&nbsp;<strong>LinkedIn:</strong>&nbsp;<a href="https://www.linkedin.com/in/brad-mattonen-303aaa26/" target="_blank" rel="noreferrer noopener">Brad Mattonen – Professional Insights</a></li>
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