<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:wfw="http://wellformedweb.org/CommentAPI/" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:sy="http://purl.org/rss/1.0/modules/syndication/" xmlns:slash="http://purl.org/rss/1.0/modules/slash/" xmlns:media="http://search.yahoo.com/mrss/" >
    <channel>
        <title>HomesInSDCounty - Big Block Realty - LPT</title>
        <atom:link href="https://homesinsdcounty.com/real-estate-blog/hello-world/feed/" rel="self" type="application/rss+xml" />
        <link>https://homesinsdcounty.com</link>
        <description>HomesInSDCounty | San Diego &amp; Riverside County Real Estate Experts – Brad &amp; Karen Mattonen</description>
        <lastBuildDate>Sat, 17 Oct 2026 03:10:12 +0000</lastBuildDate>
        <language></language>
        <sy:updatePeriod>hourly</sy:updatePeriod>
        <sy:updateFrequency>1</sy:updateFrequency>
        <generator>https://wordpress.org/?v=7.1.3</generator>

<image>
	<url>https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2020/11/25231310/Picture72-150x150.png</url>
	<title>Hello world! &#8211; HomesInSDCounty &#8211; Big Block Realty &#8211; LPT</title>
	<link>https://homesinsdcounty.com</link>
	<width>32</width>
	<height>32</height>
</image> 
                    <item>
                <title>California law adds new compliance layer for rental property owners</title>
                <link>https://homesinsdcounty.com/real-estate-blog/california-law-adds-new-compliance-layer-for-rental-property-owners/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/california-law-adds-new-compliance-layer-for-rental-property-owners/</guid>
                <description>
                    <![CDATA[California&#8217;s rental landscape is shifting with the signing of SB 1296, the Pet Policy Transparency Act. Starting April 1, 2027,...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/10/16115624/maxresdefault-9.jpg"></media:content>
                                            </item>
                    <item>
                <title>San Diego Prices Are Sending Mixed Signals</title>
                <link>https://homesinsdcounty.com/real-estate-blog/san-diego-prices-are-sending-mixed-signals/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/san-diego-prices-are-sending-mixed-signals/</guid>
                <description>
                    <![CDATA[The local housing market is telling two different stories right now. While closed prices continue to climb—with the September median...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/10/15115622/maxresdefault-8.jpg"></media:content>
                                            </item>
                    <item>
                <title>US Law Limits Large Housing Investors | Brad &amp;amp; Karen Mattonen</title>
                <link>https://homesinsdcounty.com/real-estate-blog/us-law-limits-large-housing-investors-brad-karen-mattonen/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/us-law-limits-large-housing-investors-brad-karen-mattonen/</guid>
                <description>
                    <![CDATA[New legislative proposals are looking to reshape the housing market by placing limits on large institutional investors. As institutional buyers...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/10/14115628/maxresdefault-7.jpg"></media:content>
                                            </item>
                    <item>
                <title>U.S. Active Listings Rise 5.6% | Brad &amp;amp; Karen Mattonen</title>
                <link>https://homesinsdcounty.com/real-estate-blog/u-s-active-listings-rise-5-6-brad-karen-mattonen/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/u-s-active-listings-rise-5-6-brad-karen-mattonen/</guid>
                <description>
                    <![CDATA[Inventory is shifting across the housing market as U.S. active home listings climb by 5.6%. This notable uptick in available...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/10/13115612/maxresdefault-6.jpg"></media:content>
                                            </item>
                    <item>
                <title>SourceRE&amp;#8217;s AI Connector Aims To Put MLSs Ahead Of Portals</title>
                <link>https://homesinsdcounty.com/real-estate-blog/sourceres-ai-connector-aims-to-put-mlss-ahead-of-portals/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/sourceres-ai-connector-aims-to-put-mlss-ahead-of-portals/</guid>
                <description>
                    <![CDATA[Let’s connect and talk about the latest insights in the industry! #CaliforniaRealEstate #HomeBuyingTips #FirstTimeHomeBuyer #SanDiegoRealEstate #Home #SanDiegoHomes #SDLiving #SanDiegoRealtor #SDProperty...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/10/12115617/maxresdefault-5.jpg"></media:content>
                                            </item>
                    <item>
                <title>Honoring the Significance of Indigenous Day</title>
                <link>https://homesinsdcounty.com/real-estate-blog/honoring-the-significance-of-indigenous-day-2/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/honoring-the-significance-of-indigenous-day-2/</guid>
                <description>
                    <![CDATA[#CaliforniaRealEstate #HomeBuyingTips #FirstTimeHomeBuyer #SanDiegoRealEstate #Home #SanDiegoHomes #SDLiving #SanDiegoRealtor #SDProperty #SanDiegoLife Have Questions? Want Answers?https://homesinsdcounty.com/contact/ Get In Touch 858-518-2875 858-668-8004]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/10/11115611/maxresdefault-4.jpg"></media:content>
                                            </item>
                    <item>
                <title>San Diego County Homeowners Report Greater Financial Satisfaction</title>
                <link>https://homesinsdcounty.com/real-estate-blog/homeowners-report-greater-financial-satisfaction/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/homeowners-report-greater-financial-satisfaction/</guid>
                <description>
                    <![CDATA[In the vibrant San Diego County real estate market, homeowners are reporting greater financial satisfaction. This trend highlights the significant...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/10/10115618/maxresdefault-3.jpg"></media:content>
                                            </item>
                    <item>
                <title>My Amazing Experience Buying a Home in San Diego County</title>
                <link>https://homesinsdcounty.com/real-estate-blog/i-had-an-amazing-experience-working-with-homes-in-san-diego-county/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/i-had-an-amazing-experience-working-with-homes-in-san-diego-county/</guid>
                <description>
                    <![CDATA[Embarking on the journey to buy a home in San Diego County is a significant milestone, and having the right...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/10/09115620/maxresdefault-2.jpg"></media:content>
                                            </item>
                    <item>
                <title>New Homes Offer Superior Value: Why Buyers Are Choosing Construction Nationwide</title>
                <link>https://homesinsdcounty.com/real-estate-blog/new-homes-offer-better-value-nationwide/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/new-homes-offer-better-value-nationwide/</guid>
                <description>
                    <![CDATA[Why New Homes Provide Better Value Nationwide in 2024 In today&#8217;s dynamic real estate market, new home construction is increasingly...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/10/08115628/maxresdefault-1.jpg"></media:content>
                                            </item>
                    <item>
                <title>California&amp;#8217;s New Housing Fee Transparency: What San Diego Buyers and Sellers Need to Know</title>
                <link>https://homesinsdcounty.com/real-estate-blog/california-housing-fees-face-new-transparency-brad-karen-mattonen/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/california-housing-fees-face-new-transparency-brad-karen-mattonen/</guid>
                <description>
                    <![CDATA[California&#8217;s New Housing Fee Transparency: What San Diego Buyers and Sellers Need to Know California is taking a significant step...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                            </item>
                    <item>
                <title>San Diego County Housing Affordability: Steady Market Insights for 2024</title>
                <link>https://homesinsdcounty.com/real-estate-blog/san-diego-county-ca-affordability-steady/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/san-diego-county-ca-affordability-steady/</guid>
                <description>
                    <![CDATA[San Diego County housing affordability remains steady. Join Brad &amp; Karen Mattonen as they analyze current real estate market trends, inventory metrics, and key insights for buyers and sellers across San Diego County.]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/10/06150536/san-diego-market-updat-affordability-is-steady.jpg"></media:content>
                                            </item>
                    <item>
                <title>San Diego Real Estate: Local Judgment Outperforms Data When Buying a Home</title>
                <link>https://homesinsdcounty.com/real-estate-blog/when-data-is-everywhere-local-judgment-becomes-the-product/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/when-data-is-everywhere-local-judgment-becomes-the-product/</guid>
                <description>
                    <![CDATA[In a market saturated with real estate data, raw numbers only tell part of the story. Discover why localized expert judgment is essential for making smart home buying decisions across San Diego County with Brad &amp; Karen Mattonen.]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/10/05152901/maxresdefault.jpg"></media:content>
                                            </item>
                    <item>
                <title>California Rent Cap AB 1482: What It Means for San Diego &amp;amp; Riverside County Tenants</title>
                <link>https://homesinsdcounty.com/real-estate-blog/california-rent-hikes-capped-under-ab-1482/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/california-rent-hikes-capped-under-ab-1482/</guid>
                <description>
                    <![CDATA[Understanding California&#8217;s Tenant Protection Act (AB 1482) California&#8217;s Tenant Protection Act (AB 1482) significantly impacts rental rates for many tenants...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/09/28115622/maxresdefault-25.jpg"></media:content>
                                            </item>
                    <item>
                <title>Southern California Seller Relief: Navigating Market Shifts and Opportunities</title>
                <link>https://homesinsdcounty.com/real-estate-blog/southern-california-seller-relief-gains-momentum/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/southern-california-seller-relief-gains-momentum/</guid>
                <description>
                    <![CDATA[Low housing inventory across San Diego and Riverside Counties has long been driven by the "lock-in" effect—where homeowners hesitate to list due to low mortgage rates and capital gains tax concerns. However, emerging Southern California seller relief measures, expanded tax exemption proposals, and Prop 19 tax base transfers are creating new opportunities for homeowners to move. Whether you are navigating senior rightsizing in a 55+ community, managing an inherited probate property, or seeking to maximize your sale price, strategic planning is essential. At HomesInSDCounty, Brad &amp; Karen Mattonen provide data-driven technical expertise to help you unlock home equity and make confident real estate transitions.
]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/09/24115610/maxresdefault-24.jpg"></media:content>
                                            </item>
                    <item>
                <title>California Law Could Add 700,000 Homes</title>
                <link>https://homesinsdcounty.com/real-estate-blog/california-law-could-add-700000-homes/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/california-law-could-add-700000-homes/</guid>
                <description>
                    <![CDATA[The ongoing challenge of housing supply in California often comes up in conversations with our clients, especially those navigating transitions...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/09/23115636/maxresdefault-23.jpg"></media:content>
                                            </item>
                    <item>
                <title>California&amp;#8217;s Down Payment Wait: 14.7 Years</title>
                <link>https://homesinsdcounty.com/real-estate-blog/californias-down-payment-wait-14-7-years/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/californias-down-payment-wait-14-7-years/</guid>
                <description>
                    <![CDATA[The path to homeownership in California is more challenging than ever: it now takes the average household 14.7 years to...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/09/22115636/maxresdefault-22.jpg"></media:content>
                                            </item>
                    <item>
                <title>Will First-Time Homebuyers Revitalize California&amp;#8217;s Homeownership Rate?</title>
                <link>https://homesinsdcounty.com/real-estate-blog/will-first-time-homebuyers-save-californias-homeownership-rate/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/will-first-time-homebuyers-save-californias-homeownership-rate/</guid>
                <description>
                    <![CDATA[California’s homeownership rate has experienced a notable shift, currently holding at approximately 54.3%. For many aspiring buyers across San Diego and Riverside Counties, rising interest rates, student debt, and inventory constraints present real hurdles—yet strategic opportunity remains strong. By leveraging smart equity preservation strategies, senior Prop 19 tax base transfers, and specialized probate or inherited property planning, buyers and sellers alike can navigate changing market conditions with clarity. At HomesInSDCounty, we bring data-driven technical expertise to help you protect your home equity and make confident, well-informed real estate decisions.]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/09/21115612/maxresdefault-21.jpg"></media:content>
                                            </item>
                    <item>
                <title>I recommended this agent to a buyer of mine and my client is extremely happy with the match. The fir</title>
                <link>https://homesinsdcounty.com/real-estate-blog/i-recommended-this-agent-to-a-buyer-of-mine-and-my-client-is-extremely-happy-with-the-match-the-fir-4/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/i-recommended-this-agent-to-a-buyer-of-mine-and-my-client-is-extremely-happy-with-the-match-the-fir-4/</guid>
                <description>
                    <![CDATA[Let’s connect and talk about the latest insights in the industry! #CaliforniaRealEstate #HomeBuyingTips #FirstTimeHomeBuyer #SanDiegoRealEstate #Home Have Questions? Want Answers?https://homesinsdcounty.com/contact/...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/09/20115617/maxresdefault-20.jpg"></media:content>
                                            </item>
                    <item>
                <title>Southern California Renters Enjoy Free Months and More Leverage</title>
                <link>https://homesinsdcounty.com/real-estate-blog/southern-california-renters-enjoy-free-months-and-more-leverage/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/southern-california-renters-enjoy-free-months-and-more-leverage/</guid>
                <description>
                    <![CDATA[In Southern California’s current rental landscape, tenants are finding themselves with more leverage than we’ve seen in years. Rents have...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/09/19115611/maxresdefault-19.jpg"></media:content>
                                            </item>
                    <item>
                <title>New Metrics Highlight Opportunities for California Homeownership Growth</title>
                <link>https://homesinsdcounty.com/real-estate-blog/new-metrics-highlight-opportunities-for-california-homeownership-growth/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/new-metrics-highlight-opportunities-for-california-homeownership-growth/</guid>
                <description>
                    <![CDATA[With California homeownership dipping to 41% under new adult-focused metrics, understanding the true dynamics of local real estate is more crucial than ever. For families and homeowners across San Diego and Riverside Counties, these numbers reflect rising affordability challenges—but they also highlight immense opportunities to protect equity and build generational wealth. Whether you are navigating an inherited probate property, planning a Prop 19 tax basis transfer for senior rightsizing, or looking to maximize value on your home sale, strategic planning makes all the difference. At HomesInSDCounty, we bring data-driven technical expertise to guide you through complex real estate moves with confidence.]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/09/19115610/maxresdefault-18.jpg"></media:content>
                                            </item>
                    <item>
                <title>California: Prop 37 $25B Down Payment Loans</title>
                <link>https://homesinsdcounty.com/real-estate-blog/california-prop-37-25b-down-payment-loans/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/california-prop-37-25b-down-payment-loans/</guid>
                <description>
                    <![CDATA[California is considering a bold step: Proposition 37 could unlock $25 billion in bond-backed loans to help residents with up...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/09/18115612/maxresdefault-17.jpg"></media:content>
                                            </item>
                    <item>
                <title>Southern California Rent Trends: Only 22% of Cities Saw Increases in Early Q3</title>
                <link>https://homesinsdcounty.com/real-estate-blog/southern-california-rent-rose-in-just-22-of-cities/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/southern-california-rent-rose-in-just-22-of-cities/</guid>
                <description>
                    <![CDATA[In early Q3, a striking 78% of Southern California cities experienced declining or stagnant rental prices, with only 22% seeing...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/09/17115636/maxresdefault-16.jpg"></media:content>
                                            </item>
                    <item>
                <title>California&amp;#8217;s Shifting Population: Real Estate Opportunities in San Diego &amp;amp; Riverside</title>
                <link>https://homesinsdcounty.com/real-estate-blog/californias-dynamic-population-trends-highlight-new-opportunities/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/californias-dynamic-population-trends-highlight-new-opportunities/</guid>
                <description>
                    <![CDATA[Understanding California&#8217;s Population Shifts for Real Estate Success Recent data reveals California experienced a slight population dip of 0.02%, equating...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/09/16115631/maxresdefault-15.jpg"></media:content>
                                            </item>
                    <item>
                <title>San Diego County Market Update</title>
                <link>https://homesinsdcounty.com/real-estate-blog/san-diego-county-market-update-12/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/san-diego-county-market-update-12/</guid>
                <description>
                    <![CDATA[#CaliforniaRealEstate #HomeBuyingTips #FirstTimeHomeBuyer #SanDiegoRealEstate #Home Have Questions? Want Answers?https://homesinsdcounty.com/contact/ Get In Touch 858-518-2875 858-668-8004]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/09/14115620/maxresdefault-14.jpg"></media:content>
                                            </item>
                    <item>
                <title>California’s Housing Progress: Understanding Paths to Growth</title>
                <link>https://homesinsdcounty.com/real-estate-blog/californias-housing-progress-understanding-paths-to-growth/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/californias-housing-progress-understanding-paths-to-growth/</guid>
                <description>
                    <![CDATA[As trusted advisors in San Diego and Riverside County, we see firsthand how California’s housing goals are falling short across...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/09/13115611/maxresdefault-13.jpg"></media:content>
                                            </item>
                    <item>
                <title>Will Mortgage Rates Still Define the 2027 Housing Market in San Diego?</title>
                <link>https://homesinsdcounty.com/real-estate-blog/will-mortgage-rates-still-define-2027-brad-karen-mattonen/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/will-mortgage-rates-still-define-2027-brad-karen-mattonen/</guid>
                <description>
                    <![CDATA[Beyond Mortgage Rates: What Will Define the 2027 Housing Market? While mortgage rates have significantly influenced buyer power in recent...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/09/12115611/maxresdefault-12.jpg"></media:content>
                                            </item>
                    <item>
                <title>CA&amp;#8217;s Most Affordable Places To Live</title>
                <link>https://homesinsdcounty.com/real-estate-blog/cas-most-affordable-places-to-live/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/cas-most-affordable-places-to-live/</guid>
                <description>
                    <![CDATA[As advisors deeply rooted in San Diego and Riverside County real estate, we often hear from clients searching for that...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/09/12115610/maxresdefault-11.jpg"></media:content>
                                            </item>
                    <item>
                <title>US Sellers Return as Buyers Stall | Brad &amp;amp; Karen Mattonen</title>
                <link>https://homesinsdcounty.com/real-estate-blog/us-sellers-return-as-buyers-stall-brad-karen-mattonen/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/us-sellers-return-as-buyers-stall-brad-karen-mattonen/</guid>
                <description>
                    <![CDATA[More sellers are entering the market while buyer activity slows down due to high rates and affordability pressures. • Rising...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/09/11115610/maxresdefault-10.jpg"></media:content>
                                            </item>
                    <item>
                <title>USA: SoCal Rents Rose in Just 22% of Cities</title>
                <link>https://homesinsdcounty.com/real-estate-blog/usa-socal-rents-rose-in-just-22-of-cities/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/usa-socal-rents-rose-in-just-22-of-cities/</guid>
                <description>
                    <![CDATA[As advisors focused on San Diego and Riverside County, we’re always keeping an eye on the real story behind SoCal...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/09/10115617/maxresdefault-9.jpg"></media:content>
                                            </item>
                    <item>
                <title>San Diego Homeowners Insurance: Positive Shifts in the California Market</title>
                <link>https://homesinsdcounty.com/real-estate-blog/san-diego-homeowners-insurance-positive-shifts-in-the-california-market/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/?p=76180</guid>
                <description>
                    <![CDATA[Navigating San Diego homeowners insurance is shifting as new carrier rules and regulatory updates take shape. Explore how evolving admitted markets, California FAIR Plan alternatives, and Zone 0 defensible space compliance impact local property owners, buyers, and home values across San Diego County.]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/09/06185610/image-1.png"></media:content>
                                            </item>
                    <item>
                <title>Proposition 37: 17% Second Mortgage |</title>
                <link>https://homesinsdcounty.com/real-estate-blog/proposition-37-17-second-mortgage/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/proposition-37-17-second-mortgage/</guid>
                <description>
                    <![CDATA[There’s a new policy proposal on the horizon that could reshape the path to homeownership for many Californians—especially for those...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/09/08115617/maxresdefault-8.jpg"></media:content>
                                            </item>
                    <item>
                <title>California&amp;#8217;s cheapest place to live in 2026 is a quaint alpine city less than 3 hours from L.A., whe</title>
                <link>https://homesinsdcounty.com/real-estate-blog/californias-cheapest-place-to-live-in-2026-is-a-quaint-alpine-city-less-than-3-hours-from-l-a-whe/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/californias-cheapest-place-to-live-in-2026-is-a-quaint-alpine-city-less-than-3-hours-from-l-a-whe/</guid>
                <description>
                    <![CDATA[As advisors who believe in relationship-first real estate, we’re always tracking the shifts that matter to San Diegans and Riverside...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/09/08115616/maxresdefault-7.jpg"></media:content>
                                            </item>
                    <item>
                <title>Federal Housing Bill, Limited Impact in CA | Brad &amp;amp; Karen Mattonen</title>
                <link>https://homesinsdcounty.com/real-estate-blog/federal-housing-bill-limited-impact-in-ca-brad-karen-mattonen/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/federal-housing-bill-limited-impact-in-ca-brad-karen-mattonen/</guid>
                <description>
                    <![CDATA[While federal housing policy efforts aim to boost national supply, local zoning, environmental reviews, and permitting regulations ultimately dictate California's home inventory momentum across San Diego County.]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/09/07115616/maxresdefault-6.jpg"></media:content>
                                            </item>
                    <item>
                <title>Perfect Home Improvement Projects for People Who HATE Renovating</title>
                <link>https://homesinsdcounty.com/real-estate-blog/perfect-home-improvement-projects-for-people-who-hate-renovating/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/perfect-home-improvement-projects-for-people-who-hate-renovating/</guid>
                <description>
                    <![CDATA[Want to elevate your home’s aesthetic and market appeal without the dust and expense of a major remodel? Explore simple, high-impact projects—from smart hardware swaps to quick paint refreshes—that enhance comfort and resale value across San Diego and Riverside counties.
]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/09/06115619/maxresdefault-5.jpg"></media:content>
                                            </item>
                    <item>
                <title>Happy Labor Day!</title>
                <link>https://homesinsdcounty.com/real-estate-blog/happy-labor-day-4/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/happy-labor-day-4/</guid>
                <description>
                    <![CDATA[#CaliforniaRealEstate #HomeBuyingTips #FirstTimeHomeBuyer #SanDiegoRealEstate #Home Have Questions? Want Answers?https://homesinsdcounty.com/contact/ Get In Touch 858-518-2875 858-668-8004]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/09/06115619/maxresdefault-4.jpg"></media:content>
                                            </item>
                    <item>
                <title>Great job and very responsive</title>
                <link>https://homesinsdcounty.com/real-estate-blog/great-job-and-very-responsive-3/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/great-job-and-very-responsive-3/</guid>
                <description>
                    <![CDATA[Let’s connect and talk about the latest insights in the industry! #CaliforniaRealEstate #HomeBuyingTips #FirstTimeHomeBuyer #SanDiegoRealEstate #Home Have Questions? Want Answers?https://homesinsdcounty.com/contact/...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/09/05115621/maxresdefault-3.jpg"></media:content>
                                            </item>
                    <item>
                <title>Rents rise in just 22% of Southern California. See which cities got hikes</title>
                <link>https://homesinsdcounty.com/real-estate-blog/rents-rise-in-just-22-of-southern-california-see-which-cities-got-hikes/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/rents-rise-in-just-22-of-southern-california-see-which-cities-got-hikes/</guid>
                <description>
                    <![CDATA[Curious about how rents are shifting in Southern California? This summer, just 22% of cities in our region experienced rent...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/09/05115620/maxresdefault-2.jpg"></media:content>
                                            </item>
                    <item>
                <title>California Rules Discourage Condo Construction | Brad &amp;amp; Karen Mattonen</title>
                <link>https://homesinsdcounty.com/real-estate-blog/california-rules-discourage-condo-construction-brad-karen-mattonen/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/california-rules-discourage-condo-construction-brad-karen-mattonen/</guid>
                <description>
                    <![CDATA[Why Condo Construction Has Stalled in CA 🏢 Strict liability laws and defect rules make developers hesitant to build entry-level...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/09/03115621/maxresdefault-1.jpg"></media:content>
                                            </item>
                    <item>
                <title>California&amp;#8217;s cheapest places to live revealed in new report — including a coastal outlier</title>
                <link>https://homesinsdcounty.com/real-estate-blog/californias-cheapest-places-to-live-revealed-in-new-report-including-a-coastal-outlier/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/californias-cheapest-places-to-live-revealed-in-new-report-including-a-coastal-outlier/</guid>
                <description>
                    <![CDATA[Looking for affordable homeownership without leaving California? 🏡 A new report reveals the top cities where buying a home is...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/09/02115625/maxresdefault.jpg"></media:content>
                                            </item>
                    <item>
                <title>California Homeowners Insurance Platform Expands | Brad &amp;amp; Karen Mattonen</title>
                <link>https://homesinsdcounty.com/real-estate-blog/california-homeowners-insurance-platform-expands-brad-karen-mattonen/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/california-homeowners-insurance-platform-expands-brad-karen-mattonen/</guid>
                <description>
                    <![CDATA[California’s home insurance landscape is taking positive steps forward as major carriers and specialty platforms expand coverage across the state....]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                            </item>
                    <item>
                <title>California: Saving 20% Down Takes Years | Brad &amp;amp; Karen Mattonen</title>
                <link>https://homesinsdcounty.com/real-estate-blog/california-saving-20-down-takes-years-brad-karen-mattonen/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/california-saving-20-down-takes-years-brad-karen-mattonen/</guid>
                <description>
                    <![CDATA[Saving 20% down in California takes years—prices outpace incomes, pushing buyers inland or forcing them to delay their search. 💰...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/08/31115615/maxresdefault-23.jpg"></media:content>
                                            </item>
                    <item>
                <title>California Homeownership Doesn’t Tip Until 47 Headline</title>
                <link>https://homesinsdcounty.com/real-estate-blog/california-homeownership-doesnt-tip-until-47-headline/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/california-homeownership-doesnt-tip-until-47-headline/</guid>
                <description>
                    <![CDATA[#CaliforniaRealEstate #HomeBuyingTips #FirstTimeHomeBuyer #SanDiegoRealEstate #Home Have Questions? Want Answers?https://homesinsdcounty.com/contact/ Get In Touch 858-518-2875 858-668-8004]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/08/31115613/maxresdefault-22.jpg"></media:content>
                                            </item>
                    <item>
                <title>Buy a House, Step by Step</title>
                <link>https://homesinsdcounty.com/real-estate-blog/buy-a-house-step-by-step/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/buy-a-house-step-by-step/</guid>
                <description>
                    <![CDATA[Navigating the homebuying process is easier when you break it down into clear, manageable steps—from setting your budget to holding...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/08/30115614/maxresdefault-21.jpg"></media:content>
                                            </item>
                    <item>
                <title>San Diego County Taxable Value Hits Record</title>
                <link>https://homesinsdcounty.com/real-estate-blog/san-diego-county-taxable-value-hits-record/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/san-diego-county-taxable-value-hits-record/</guid>
                <description>
                    <![CDATA[San Diego Taxable Value Hits Record $845B 📊 San Diego County’s total assessed property value reached a record-setting $845 billion,...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                            </item>
                    <item>
                <title>US Apartment Rents Keep Rising</title>
                <link>https://homesinsdcounty.com/real-estate-blog/us-apartment-rents-keep-rising/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/us-apartment-rents-keep-rising/</guid>
                <description>
                    <![CDATA[Spring leasing season is here, and we’re seeing apartment rents continue to climb nationwide. The average US apartment rent reached...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/08/28115622/maxresdefault-20.jpg"></media:content>
                                            </item>
                    <item>
                <title>Maximize Your Lifestyle: Cost of Living &amp;amp; Remote Work in San Diego</title>
                <link>https://homesinsdcounty.com/real-estate-blog/maximize-your-lifestyle-cost-of-living-remote-work-in-san-diego/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/maximize-your-lifestyle-cost-of-living-remote-work-in-san-diego/</guid>
                <description>
                    <![CDATA[Let’s connect and talk about the latest insights in the industry! #HomesInSDCounty #SanDiegoRealEstate #ADU #CaliforniaRealEstate #BradAndKarenMattonen #RealEstateInvesting Have Questions? Want...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/08/26115609/maxresdefault-19.jpg"></media:content>
                                            </item>
                    <item>
                <title>U.S. At 250: Housing Still Defines the Dream</title>
                <link>https://homesinsdcounty.com/real-estate-blog/u-s-at-250-housing-still-defines-the-dream/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/u-s-at-250-housing-still-defines-the-dream/</guid>
                <description>
                    <![CDATA[#HomesInSDCounty #SanDiegoRealEstate #ADU #CaliforniaRealEstate #BradAndKarenMattonen #RealEstateInvesting Have Questions? Want Answers?https://homesinsdcounty.com/contact/ Get In Touch 858-518-2875 858-668-8004]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/08/25115620/maxresdefault-18.jpg"></media:content>
                                            </item>
                    <item>
                <title>Mortgage Rate Forecast: Predictions for the Housing Market Through 2028</title>
                <link>https://homesinsdcounty.com/real-estate-blog/mortgage-rate-forecast-predictions-for-the-housing-market-through-2028/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/mortgage-rate-forecast-predictions-for-the-housing-market-through-2028/</guid>
                <description>
                    <![CDATA[Let’s connect and talk about the latest insights in the industry! #HomesInSDCounty #SanDiegoRealEstate #ADU #CaliforniaRealEstate #BradAndKarenMattonen #RealEstateInvesting Have Questions? Want...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/08/23115629/maxresdefault-17.jpg"></media:content>
                                            </item>
                    <item>
                <title>Higher Rates Squeeze Riverside County Buyers</title>
                <link>https://homesinsdcounty.com/real-estate-blog/higher-rates-squeeze-riverside-county-buyers/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/higher-rates-squeeze-riverside-county-buyers/</guid>
                <description>
                    <![CDATA[#HomesInSDCounty #SanDiegoRealEstate #ADU #CaliforniaRealEstate #BradAndKarenMattonen #RealEstateInvesting Have Questions? Want Answers?https://homesinsdcounty.com/contact/ Get In Touch 858-518-2875 858-668-8004]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/08/22115619/maxresdefault-16.jpg"></media:content>
                                            </item>
                    <item>
                <title>Brad was a great asset to us during our real estate transaction.  Our family would recommend them to</title>
                <link>https://homesinsdcounty.com/real-estate-blog/brad-was-a-great-asset-to-us-during-our-real-estate-transaction-our-family-would-recommend-them-to-3/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/brad-was-a-great-asset-to-us-during-our-real-estate-transaction-our-family-would-recommend-them-to-3/</guid>
                <description>
                    <![CDATA[Let’s connect and talk about the latest insights in the industry! #HomesInSDCounty #SanDiegoRealEstate #ADU #CaliforniaRealEstate #BradAndKarenMattonen #RealEstateInvesting Have Questions? Want...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/08/20115610/maxresdefault-15.jpg"></media:content>
                                            </item>
                    <item>
                <title>San Diego County Market Update</title>
                <link>https://homesinsdcounty.com/real-estate-blog/san-diego-county-market-update-11/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/san-diego-county-market-update-11/</guid>
                <description>
                    <![CDATA[#HomesInSDCounty #SanDiegoRealEstate #ADU #CaliforniaRealEstate #BradAndKarenMattonen #RealEstateInvesting Have Questions? Want Answers?https://homesinsdcounty.com/contact/ Get In Touch 858-518-2875 858-668-8004]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/08/20115609/maxresdefault-14.jpg"></media:content>
                                            </item>
                    <item>
                <title>San Diego Cost of Living: First-Time Buyer vs. Established Homeowner</title>
                <link>https://homesinsdcounty.com/real-estate-blog/cost-of-living-breakdown-first-time-buyers-vs-established-homeowners-in-san-diego/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/cost-of-living-breakdown-first-time-buyers-vs-established-homeowners-in-san-diego/</guid>
                <description>
                    <![CDATA[Navigating the San Diego housing market presents distinct financial landscapes for first-time buyers compared to established homeowners. From initial down payments and closing costs to ongoing taxes and equity growth, explore how housing expenses impact both new and long-time residents in Southern California.]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/08/19115609/maxresdefault-13.jpg"></media:content>
                                            </item>
                    <item>
                <title>Why Waiting for Mortgage Rates to Drop Could Cost San Diego Buyers More</title>
                <link>https://homesinsdcounty.com/real-estate-blog/why-waiting-for-mortgage-rates-to-drop-could-cost-san-diego-buyers-more/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/?p=75977</guid>
                <description>
                    <![CDATA[Holding out for a 1% mortgage rate drop feels safe, but in supply-constrained North County San Diego, home price appreciation and pent-up buyer competition can quickly wipe out those monthly savings. Here is what the real math shows and why buying the house today while dating the rate is often the smarter financial move.]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/08/19111221/HIDDEN-COST-OF-WAITING-FOR-MORTGAGE-RATES-TO-DROP.jpg"></media:content>
                                            </item>
                    <item>
                <title>2026 Housing Market Forecast: Stable Prices Create Buyer Opportunities in San Diego</title>
                <link>https://homesinsdcounty.com/real-estate-blog/2026-housing-market-stable-prices-offer-more-buyer-opportunities/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/2026-housing-market-stable-prices-offer-more-buyer-opportunities/</guid>
                <description>
                    <![CDATA[San Diego Housing Market Outlook for 2026: Stability Beckons Buyers The 2026 housing market is poised for a period of...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/08/15115612/maxresdefault-12.jpg"></media:content>
                                            </item>
                    <item>
                <title>US Affordability Improves in 2026 Forecast</title>
                <link>https://homesinsdcounty.com/real-estate-blog/us-affordability-improves-in-2026-forecast/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/us-affordability-improves-in-2026-forecast/</guid>
                <description>
                    <![CDATA[#HomesInSDCounty #SanDiegoRealEstate #ADU #CaliforniaRealEstate #BradAndKarenMattonen #RealEstateInvesting Have Questions? Want Answers?https://homesinsdcounty.com/contact/ Get In Touch 858-518-2875 858-668-8004]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                            </item>
                    <item>
                <title>Buying a 55+ Home in San Diego County: What to Know Before You Sign</title>
                <link>https://homesinsdcounty.com/real-estate-blog/buying-a-55-home-in-san-diego-county-what-to-know-before-you-sign/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/?p=75931</guid>
                <description>
                    <![CDATA[Buying into a 55+ community in San Diego County involves much more than picking a floor plan. From understanding HOA governing documents and HOPA age verification rules to maximizing California Proposition 19 tax base transfers, here is what active adult buyers need to review before writing an offer.]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/08/14115551/Designer-6.jpeg"></media:content>
                                            </item>
                    <item>
                <title>The $70,000 California Tiny Home Dream Dies in California (Unless You Have an Agent Who Actually Does the Work)</title>
                <link>https://homesinsdcounty.com/real-estate-blog/california-tiny-home-raw-land-trap/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/?p=75827</guid>
                <description>
                    <![CDATA[The idea of a $70,000 California raw land parcel and a $70,000 tiny home feels like a $140,000 housing market hack. But is it? Often, cheap land is cheap for a reason. This guide breaks down the massive hidden infrastructure costs, strict zoning laws, and severe wildfire safety codes (Zone 0, Chapter 7A) that can legally kill a California tiny home project before you even write an offer. Don’t buy dirt you can’t live on.]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/08/13123925/image.png"></media:content>
                                            </item>
                    <item>
                <title>California’s $11.25B Homeownership Bond Plan |</title>
                <link>https://homesinsdcounty.com/real-estate-blog/californias-11-25b-homeownership-bond-plan/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/californias-11-25b-homeownership-bond-plan/</guid>
                <description>
                    <![CDATA[California state leaders have agreed to place a historic $11.25 Billion Veterans and Affordable Housing Bond Act on the November 2026 ballot. Aimed at expanding down payment assistance, fast-tracking affordable housing construction, and supporting middle-income first-time buyers, this proposed legislation could reshape market dynamics across San Diego County. Here is what local buyers, sellers, and property owners need to know about what’s ahead.]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/08/13115614/maxresdefault-11.jpg"></media:content>
                                            </item>
                    <item>
                <title>California&amp;#8217;s New Housing Bill: What It Means for Homeowners and Buyers</title>
                <link>https://homesinsdcounty.com/real-estate-blog/what-the-big-new-housing-bill-means-for-california/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/what-the-big-new-housing-bill-means-for-california/</guid>
                <description>
                    <![CDATA[California’s evolving housing laws are reshaping property rights, ADU sales, and home financing across the state. Learn what the latest housing legislation means for San Diego homeowners looking to build equity and buyers navigating high interest rates and tight inventory]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/08/13115613/maxresdefault-10.jpg"></media:content>
                                            </item>
                    <item>
                <title>5 Crucial Steps Before Buying Your First Home in San Diego County</title>
                <link>https://homesinsdcounty.com/real-estate-blog/5-crucial-steps-to-take-before-buying-your-first-home/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/5-crucial-steps-to-take-before-buying-your-first-home/</guid>
                <description>
                    <![CDATA[Ready to buy your first home in San Diego County? Before jumping onto Zillow or visiting open houses, taking the right financial and preparation steps can save you thousands of dollars and prevent major headaches. Here are 5 crucial steps every first-time homebuyer in Southern California should take before house hunting.]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2021/10/20091302/firstimehomebuyer.jpg"></media:content>
                                            </item>
                    <item>
                <title>San Diego County Cost of Living Breakdown: Homeownership vs Renting</title>
                <link>https://homesinsdcounty.com/real-estate-blog/san-diego-county-cost-of-living-breakdown-homeownership-vs-renting/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/san-diego-county-cost-of-living-breakdown-homeownership-vs-renting/</guid>
                <description>
                    <![CDATA[San Diego County Cost of Living: Beyond the Numbers—Why Real Estate Ownership Makes Financial Sense When evaluating the cost of...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/08/12115609/maxresdefault-9.jpg"></media:content>
                                            </item>
                    <item>
                <title>Selling a Home FSBO in San Diego? Don’t Make These 4 Costly Mistakes</title>
                <link>https://homesinsdcounty.com/real-estate-blog/going-fsbo-dont-make-these-mistakes/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/going-fsbo-dont-make-these-mistakes/</guid>
                <description>
                    <![CDATA[Thinking of selling your home For Sale By Owner (FSBO) in San Diego? Learn the 4 biggest mistakes sellers make with pricing, curb appeal, interior staging, and marketing, and how to avoid costly errors.]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2021/09/22131227/fsbo.jpg"></media:content>
                                            </item>
                    <item>
                <title>California Debates Capping HOA Dues Hikes</title>
                <link>https://homesinsdcounty.com/real-estate-blog/california-debates-capping-hoa-dues-hikes/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/california-debates-capping-hoa-dues-hikes/</guid>
                <description>
                    <![CDATA[Across California, condo and townhome owners face steep monthly HOA fee increases and surprise special assessments driven by skyrocketing insurance premiums and mandatory structural inspection laws. California lawmakers are now debating proposals to cap these assessment spikes. Here is what current owners and prospective buyers need to know about Civil Code §5605, proposed HOA dues limits, and how fee caps could impact community reserve funds and property values.]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/08/11115612/maxresdefault-8.jpg"></media:content>
                                            </item>
                    <item>
                <title>Why Work with Brad Mattonen for San Diego Real Estate Expertise</title>
                <link>https://homesinsdcounty.com/real-estate-blog/why-work-with-brad-mattonen/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/why-work-with-brad-mattonen/</guid>
                <description>
                    <![CDATA[Navigating San Diego’s dynamic real estate market requires more than traditional listing tactics—it takes strategic digital marketing, deep local market knowledge, and steadfast client advocacy. Discover how Brad Mattonen and the HomesInSDCounty team leverage cutting-edge property positioning, negotiation expertise, and nationwide Coldwell Banker network coverage to achieve outstanding results for buyers and sellers.]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/08/11115611/maxresdefault-7.jpg"></media:content>
                                            </item>
                    <item>
                <title>5 Hidden Red Flags to Spot When Touring a Home in San Diego</title>
                <link>https://homesinsdcounty.com/real-estate-blog/5-hidden-red-flags-to-watch-for-when-touring-a-home/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/5-hidden-red-flags-to-watch-for-when-touring-a-home/</guid>
                <description>
                    <![CDATA[Touring homes in San Diego County is one of the most exciting parts of the home-buying process, but easy-to-miss flaws can quickly turn a dream house into a money pit. Learn the 5 hidden red flags to look for during a home walk-through—from subtle foundation issues and fresh paint cover-ups to unpermitted additions—so you can make a smart, protected offer.]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/08/13152202/1786659722.jpg"></media:content>
                                            </item>
                    <item>
                <title>San Diego County Taxable Property Values Hit Record High! | Market Update</title>
                <link>https://homesinsdcounty.com/real-estate-blog/san-diego-county-taxable-property-values-hit-record-high-market-update/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/san-diego-county-taxable-property-values-hit-record-high-market-update/</guid>
                <description>
                    <![CDATA[San Diego County taxable property values have hit an all-time record high of $845 billion. Discover what this historic market update means for your home equity, local property tax bills, Prop 13 protections, and overall buying or selling strategy.]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2022/10/05114431/1664995471.png"></media:content>
                                            </item>
                    <item>
                <title>California HomeownersRevisit  ADUs for Income</title>
                <link>https://homesinsdcounty.com/real-estate-blog/california-homeowners-revisit-adus-for-income-brad-karen-mattonen/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/california-homeowners-revisit-adus-for-income-brad-karen-mattonen/</guid>
                <description>
                    <![CDATA[High mortgage rates and soaring San Diego property values are prompting homeowners to revisit ADUs. Learn about 2026 California ADU rules, financing options, junior ADUs, and how San Diego's AB 1033 ordinance opens new wealth-building opportunities.]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2023/03/19174347/1679273026.jpg"></media:content>
                                            </item>
                    <item>
                <title>Rent Discounts Spread Across Southern California</title>
                <link>https://homesinsdcounty.com/real-estate-blog/rent-discounts-spread-across-southern-california/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/rent-discounts-spread-across-southern-california/</guid>
                <description>
                    <![CDATA[Across Southern California, the rental market is undergoing a notable shift. After years of relentless rent increases and record-tight apartment...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/08/06115611/maxresdefault-5.jpg"></media:content>
                                            </item>
                    <item>
                <title>5 High-ROI Home Upgrades to Maximize Your Sale Price in San Diego</title>
                <link>https://homesinsdcounty.com/real-estate-blog/5-high-roi-upgrades-to-make-before-listing-your-home/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/5-high-roi-upgrades-to-make-before-listing-your-home/</guid>
                <description>
                    <![CDATA[When preparing to sell your San Diego home, you naturally want it to look its best to achieve top dollar....]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://images.easyagentpro.com/images-by-id?id=2b013f9986f981dd0ce3a573e406f0663479457153c9ad9b8e765d40b721f9ee51e292c5.jpg&#038;w=800"></media:content>
                                            </item>
                    <item>
                <title>California Property Tax: A San Diego Homeowner&amp;#8217;s Cautionary Tale</title>
                <link>https://homesinsdcounty.com/real-estate-blog/californias-property-tax-cautionary-tale-brad-karen-mattonen/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/californias-property-tax-cautionary-tale-brad-karen-mattonen/</guid>
                <description>
                    <![CDATA[California Property Tax: A San Diego Homeowner&#8217;s Cautionary Tale Navigating California&#8217;s property tax system can be a complex and sometimes...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                            </item>
                    <item>
                <title>San Diego Living Costs: Budgeting Smart for Your Dream Home</title>
                <link>https://homesinsdcounty.com/real-estate-blog/san-diego-living-costs-uncovered-budget-smart-for-your-new-home/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/san-diego-living-costs-uncovered-budget-smart-for-your-new-home/</guid>
                <description>
                    <![CDATA[San Diego Living Costs: Budgeting Smart for Your Dream Home Moving to San Diego? Understanding the San Diego living costs...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/08/05115615/maxresdefault-4.jpg"></media:content>
                                            </item>
                    <item>
                <title>Expert Real Estate Services in San Diego County: Professionalism &amp;amp; Expertise You Can Trust</title>
                <link>https://homesinsdcounty.com/real-estate-blog/theyre-absolutely-great-folks-love-their-professionalism-and-expertise-2/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/theyre-absolutely-great-folks-love-their-professionalism-and-expertise-2/</guid>
                <description>
                    <![CDATA[Discover the Difference That True Professionalism and Deep Expertise Make in Your Real Estate Journey At HomesInSDCounty, co-led by Brad...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/08/03115620/maxresdefault-3.jpg"></media:content>
                                            </item>
                    <item>
                <title>US Residential Market Poised for Steady Growth in 2026</title>
                <link>https://homesinsdcounty.com/real-estate-blog/us-residential-market-eyes-steady-growth-ahead/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/us-residential-market-eyes-steady-growth-ahead/</guid>
                <description>
                    <![CDATA[The U.S. residential real estate market is transitioning toward sustained, steady growth. From stabilizing interest rates to localized demand in top-performing regions, explore the core drivers shaping property values and what these shifts mean for homebuyers, sellers, and real estate investors]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/08/03115619/maxresdefault-2.jpg"></media:content>
                                            </item>
                    <item>
                <title>Why the First 14 Days on the Market Define Your San Diego Home Sale</title>
                <link>https://homesinsdcounty.com/real-estate-blog/why-the-first-14-days-on-the-market-define-your-sale/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/why-the-first-14-days-on-the-market-define-your-sale/</guid>
                <description>
                    <![CDATA[Many sellers mistakenly believe listing a home is a passive waiting game, expecting offers to trickle in over months. In reality, the most crucial period for your sale unfolds almost immediately. The first 14 days on the market carry the highest buyer engagement, maximum algorithm exposure, and peak seller leverage. Discover how strategic pricing, aggressive initial exposure, and professional positioning make or break your San Diego home sale.]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/05/14213249/1778819569.jpg"></media:content>
                                            </item>
                    <item>
                <title>California&amp;#8217;s Tiered Home Pricing: Understanding San Diego&amp;#8217;s Market</title>
                <link>https://homesinsdcounty.com/real-estate-blog/california-tiered-home-pricing-2/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/california-tiered-home-pricing-2/</guid>
                <description>
                    <![CDATA[Median prices don't tell the whole story in San Diego real estate. Discover how tiered home pricing (Low, Mid, and High tiers) affects home values, inventory, and your market strategy.]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/08/02115619/maxresdefault-1.jpg"></media:content>
                                            </item>
                    <item>
                <title>San Diego County Market Update</title>
                <link>https://homesinsdcounty.com/real-estate-blog/san-diego-county-market-update-10/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/san-diego-county-market-update-10/</guid>
                <description>
                    <![CDATA[#HomesInSDCounty Have Questions? Want Answers?https://homesinsdcounty.com/contact/ Get In Touch 858-518-2875 858-668-8004]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/08/01115612/maxresdefault.jpg"></media:content>
                                            </item>
                    <item>
                <title>The 20% Down Myth That’s Keeping Buyers on the Sidelines</title>
                <link>https://homesinsdcounty.com/real-estate-blog/the-20-down-myth-thats-keeping-buyers-on-the-sidelines/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/the-20-down-myth-thats-keeping-buyers-on-the-sidelines/</guid>
                <description>
                    <![CDATA[You’ve done the math. You found the perfect neighborhood. You know what you can afford comfortably every month. But then...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://images.easyagentpro.com/images-by-id?id=40930aeb0caa2ed9532f6d24e5fd5b877a2accaeff2702a88385bf34c63fb8e8c36917d3.jpg&#038;w=800"></media:content>
                                            </item>
                    <item>
                <title>Why Your Zestimate Isn’t Your Asking Price</title>
                <link>https://homesinsdcounty.com/real-estate-blog/why-your-zestimate-isnt-your-asking-price/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/why-your-zestimate-isnt-your-asking-price/</guid>
                <description>
                    <![CDATA[It happens every single day in real estate. A homeowner decides they are finally ready to sell. Before calling a...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://images.easyagentpro.com/images-by-id?id=aa7e8bfd4440d74f88e23d7275163829142233344587e01b2e1155ccca28739cd38fc024.jpg&#038;w=800"></media:content>
                                            </item>
                    <item>
                <title>The Hidden Reality About Buying Raw land Land to build a home. It’s NOT Cheap, Easy, or Fast</title>
                <link>https://homesinsdcounty.com/real-estate-blog/the-hidden-reality-about-buying-raw-land-land-to-build-a-home-its-not-cheap-easy-or-fast/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/?p=75669</guid>
                <description>
                    <![CDATA[We get calls all the time from buyers looking at a cheap piece of land out in East County or...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/07/28190418/San-Diego-Raw-Land-Development-Costs-InfographicDream-vs-Reality.jpg"></media:content>
                                            </item>
                    <item>
                <title>Bridge or Bust? Know Your Mortgage Options Before You List</title>
                <link>https://homesinsdcounty.com/real-estate-blog/bridge-loan-alternatives-san-diego/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/?p=75643</guid>
                <description>
                    <![CDATA[Before you list your home, explore bridge loan alternatives in San Diego. Compare mortgage options, equity strategies, and pre-approval tips to save thousands before buying your next property.]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/07/25185002/bridge-loan-alternatives-mortgage-guide.jpg"></media:content>
                                            </item>
                    <item>
                <title>Energy Efficiency is the New Curb Appeal: Why 2026 Buyers Are Paying for Performance, Not Just Looks</title>
                <link>https://homesinsdcounty.com/real-estate-blog/energy-efficiency-is-the-new-curb-appeal-why-2026-buyers-are-paying-for-performance-not-just-looks/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/energy-efficiency-is-the-new-curb-appeal-why-2026-buyers-are-paying-for-performance-not-just-looks/</guid>
                <description>
                    <![CDATA[For a long time, sellers knew exactly what it took to win over a buyer. A fresh coat of neutral...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://images.easyagentpro.com/images-by-id?id=72fe182603d9286e4eaabfff62cd34e7763c43b736d67896e77d1d26c6eadfc28374bc2a.jpg&#038;w=800"></media:content>
                                            </item>
                    <item>
                <title>Meet Brad &amp;amp; Karen Mattonen: Your San Diego Real Estate Partners</title>
                <link>https://homesinsdcounty.com/real-estate-blog/meet-brad-karen-mattonen-your-san-diego-real-estate-partners/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/meet-brad-karen-mattonen-your-san-diego-real-estate-partners/</guid>
                <description>
                    <![CDATA[Let’s connect and talk about the latest insights in the industry! #HomesInSDCounty Have Questions? Want Answers?https://homesinsdcounty.com/contact/ Get In Touch 858-518-2875...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/07/24072854/maxresdefault-14.jpg"></media:content>
                                            </item>
                    <item>
                <title>Waiting for Mortgage Rates to Drop? Why Timing the Market Could Cost You in San Diego</title>
                <link>https://homesinsdcounty.com/real-estate-blog/waiting-for-rates-to-drop-why-timing-the-market-could-cost-you/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/waiting-for-rates-to-drop-why-timing-the-market-could-cost-you/</guid>
                <description>
                    <![CDATA[Thinking about waiting for mortgage rates to drop before buying a home in San Diego? Attempting to time the market can backfire when lower rates trigger intense buyer competition and surging home prices. Watch this video to learn how to leverage today’s market conditions, negotiate seller concessions and rate buydowns, and secure your dream home on your terms.]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/07/22184859/waiting-for-rates-to-drop.jpg"></media:content>
                                            </item>
                    <item>
                <title>New Law Empowers Tenants to Extend Their Home Stay</title>
                <link>https://homesinsdcounty.com/real-estate-blog/new-law-empowers-tenants-to-extend-their-home-stay/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/new-law-empowers-tenants-to-extend-their-home-stay/</guid>
                <description>
                    <![CDATA[California’s rental landscape continues to evolve with updated tenant protection rules under AB 1482 and SB 567. Watch this brief guide to learn how "Just Cause" eviction requirements, automatic month-to-month lease extensions, and statewide rent caps impact San Diego renters, landlords, and property investors.]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/07/18133958/maxresdefault-13.jpg"></media:content>
                                            </item>
                    <item>
                <title>California home prices hit record as supply tightens</title>
                <link>https://homesinsdcounty.com/real-estate-blog/california-home-prices-hit-record-as-supply-tightens/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/california-home-prices-hit-record-as-supply-tightens/</guid>
                <description>
                    <![CDATA[California home prices have reached new record highs as housing inventory continues to tighten statewide. Watch this market update to discover what is driving home values up, how sales of $1M+ luxury properties are reshaping local markets, and what these record-breaking trends mean for San Diego buyers and sellers.]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/07/17160729/maxresdefault-12.jpg"></media:content>
                                            </item>
                    <item>
                <title>We all have different goals for moving. If you&amp;#8217;re going to sell; you might as well get what you want</title>
                <link>https://homesinsdcounty.com/real-estate-blog/we-all-have-different-goals-for-moving-if-youre-going-to-sell-you-might-as-well-get-what-you-want-3/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/we-all-have-different-goals-for-moving-if-youre-going-to-sell-you-might-as-well-get-what-you-want-3/</guid>
                <description>
                    <![CDATA[Let’s connect and talk about the latest insights in the industry! #HomesInSDCounty Have Questions? Want Answers?https://homesinsdcounty.com/contact/ Get In Touch 858-518-2875...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/07/17160728/maxresdefault-11.jpg"></media:content>
                                            </item>
                    <item>
                <title>I had an amazing experience working with Brad and Karen Mattonen at Coldwell Banker West 4S Ranch. F</title>
                <link>https://homesinsdcounty.com/real-estate-blog/i-had-an-amazing-experience-working-with-brad-and-karen-mattonen-at-coldwell-banker-west-4s-ranch-f/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/i-had-an-amazing-experience-working-with-brad-and-karen-mattonen-at-coldwell-banker-west-4s-ranch-f/</guid>
                <description>
                    <![CDATA[Let’s connect and talk about the latest insights in the industry! #HomesInSDCounty Have Questions? Want Answers?https://homesinsdcounty.com/contact/ Get In Touch 858-518-2875...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/07/16125925/maxresdefault-10.jpg"></media:content>
                                            </item>
                    <item>
                <title>California Rent Took ~35% of Income</title>
                <link>https://homesinsdcounty.com/real-estate-blog/california-rent-took-35-of-income/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/california-rent-took-35-of-income/</guid>
                <description>
                    <![CDATA[New housing metrics show that the average California renter is now spending roughly 35% of their gross income on rent, putting them deep into "rent-burdened" territory. Watch our latest breakdown to see what these numbers mean for San Diego County and how transitioning into homeownership can help you lock in your housing costs and start building long-term equity.]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/07/16125924/maxresdefault-9.jpg"></media:content>
                                            </item>
                    <item>
                <title>Smart Strategies for Buying a Home in Today’s Market</title>
                <link>https://homesinsdcounty.com/real-estate-blog/smart-strategies-for-buying-a-home-in-todays-market/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/smart-strategies-for-buying-a-home-in-todays-market/</guid>
                <description>
                    <![CDATA[If you’ve been keeping an eye on the housing market recently, you might be feeling a mix of excitement and...]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://images.easyagentpro.com/images-by-id?id=09164b0f739f8876fdedab42c65186f238849c4f828ec2aa73ec3f05a6827c0001dcda1a.jpg&#038;w=800"></media:content>
                                            </item>
                    <item>
                <title>San Diego County Prices Near Prior Peak</title>
                <link>https://homesinsdcounty.com/real-estate-blog/san-diego-county-prices-near-prior-peak/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/san-diego-county-prices-near-prior-peak/</guid>
                <description>
                    <![CDATA[Are San Diego County home prices hitting new highs? Discover the latest market trends showing local home values closing in on their prior peak, what’s driving inventory shifts, and what this means for buyers, sellers, and equity protection across San Diego.]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/07/22194900/San-Diego-County-Home-Prices-Near-Prior-Peak.jpg"></media:content>
                                            </item>
                    <item>
                <title>What Separates Profitable Flips From Expensive Mistakes?</title>
                <link>https://homesinsdcounty.com/real-estate-blog/what-separates-profitable-flips-from-expensive-mistakes/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/what-separates-profitable-flips-from-expensive-mistakes/</guid>
                <description>
                    <![CDATA[A profitable house flip starts on day one with buying the right deal—because even a gorgeous renovation cannot fix an overpriced purchase. Learn key strategies to calculate margins, evaluate ARV, avoid hidden renovation pitfalls, and locate smart investment opportunities in San Diego County.]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/07/15123413/maxresdefault-8.jpg"></media:content>
                                            </item>
                    <item>
                <title>Pre-Qualified vs. Pre-Approved: The Crucial Difference for San Diego Home Buyers</title>
                <link>https://homesinsdcounty.com/real-estate-blog/pre-qualified-vs-pre-approved-the-crucial-difference-buyers-miss/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/pre-qualified-vs-pre-approved-the-crucial-difference-buyers-miss/</guid>
                <description>
                    <![CDATA[Thinking about buying a home in San Diego? Learn the crucial difference between being pre-qualified and pre-approved, why sellers favor pre-approved offers, and how securing a formal lender letter protects your home buying journey.]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/07/22200506/PreQualified-vs.-PreApproved-The-Crucial-Difference.jpg"></media:content>
                                            </item>
                    <item>
                <title>U.S. New-Home Demand: Up Yearly, Softer Monthly</title>
                <link>https://homesinsdcounty.com/real-estate-blog/u-s-new-home-demand-up-yearly-softer-monthly/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/u-s-new-home-demand-up-yearly-softer-monthly/</guid>
                <description>
                    <![CDATA[A breakdown of the latest U.S. new-home demand trends, highlighting strong year-over-year gains despite a softer month-over-month breather, and what this balancing act means for buyers and sellers.]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/07/13143255/maxresdefault-7.jpg"></media:content>
                                            </item>
                    <item>
                <title>Top California Spots Offering Great Rent Discounts for Tenants</title>
                <link>https://homesinsdcounty.com/real-estate-blog/top-california-spots-offering-great-rent-discounts-for-tenants/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/top-california-spots-offering-great-rent-discounts-for-tenants/</guid>
                <description>
                    <![CDATA[A comprehensive breakdown of the shifting California rental market, highlighting the specific cities and neighborhoods where tenants can find the biggest rent discounts and concessions right now]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/07/10124649/maxresdefault-6.jpg"></media:content>
                                            </item>
                    <item>
                <title>US New-Home Sales Tick Higher</title>
                <link>https://homesinsdcounty.com/real-estate-blog/us-new-home-sales-tick-higher/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/us-new-home-sales-tick-higher/</guid>
                <description>
                    <![CDATA[A comprehensive analysis of the rising momentum in the US new construction sector, exploring what higher new-home sales mean for buyer competition and inventory.]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/07/08152156/maxresdefault-5.jpg"></media:content>
                                            </item>
                    <item>
                <title>US Pending Sales Gain Spring Momentum</title>
                <link>https://homesinsdcounty.com/real-estate-blog/us-pending-sales-gain-spring-momentum/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/us-pending-sales-gain-spring-momentum/</guid>
                <description>
                    <![CDATA[Nationwide pending home sales gain fresh spring momentum moving into the second half of 2026. Discover what these changing market trends mean for local San Diego County buyers and sellers, and how to position yourself ahead of the competition.]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/07/07071140/maxresdefault-4.jpg"></media:content>
                                            </item>
                    <item>
                <title>The Interest Rate Focus Mistake: Why Buyers in 2026 Should Look Beyond Rates</title>
                <link>https://homesinsdcounty.com/real-estate-blog/the-interest-rate-focus-mistake-buyers-are-making-in-2026/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/the-interest-rate-focus-mistake-buyers-are-making-in-2026/</guid>
                <description>
                    <![CDATA[An in-depth look at why focusing exclusively on interest rates can derail your home purchase strategy, lead to overpaying, and cause you to miss major negotiation windows.]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2023/09/31141002/howhigherpricesaffecthomeaffordability.jpg"></media:content>
                                            </item>
                    <item>
                <title>California&amp;#8217;s most ambitious housing law is took  full effect on July 1, it could create a million new homes</title>
                <link>https://homesinsdcounty.com/real-estate-blog/californias-most-ambitious-housing-law-is-taking-full-effect-on-july-1-it-could-create-a-millio/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/californias-most-ambitious-housing-law-is-taking-full-effect-on-july-1-it-could-create-a-millio/</guid>
                <description>
                    <![CDATA[A comprehensive overview of California's newly enacted Senate Bill 79, analyzing transit-oriented zoning overrides, height limits, and the long-term impact on Southern California inventory.]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/07/05115610/maxresdefault-3.jpg"></media:content>
                                            </item>
                    <item>
                <title>Happy Fourth of July</title>
                <link>https://homesinsdcounty.com/real-estate-blog/happy-fourth-of-july/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/happy-fourth-of-july/</guid>
                <description>
                    <![CDATA[#HomesInSDCounty Have Questions? Want Answers?https://homesinsdcounty.com/contact/ Get In Touch 858-518-2875 858-668-8004]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/07/04115610/maxresdefault-2.jpg"></media:content>
                                            </item>
                    <item>
                <title>California Home Prices Hit Record High</title>
                <link>https://homesinsdcounty.com/real-estate-blog/california-home-prices-hit-record-high/</link>
                <pubDate>Thu, 12 Nov 2020 18:52:57 +0000</pubDate>
                <dc:creator>Brad &amp; Karen Mattonen Realtor®</dc:creator>
                <guid isPermaLink="false">https://homesinsdcounty.com/real-estate-blog/california-home-prices-hit-record-high/</guid>
                <description>
                    <![CDATA[An in-depth market breakdown examining California's record-shattering median home prices, the underlying inventory supply squeeze, and tactical advice for local buyers and sellers navigating the 2026 climate.]]>
                </description>
                <content:encoded>
                    <![CDATA[Welcome to <a href="http://eapsites02.com/">EAP LeadSites Sites</a>. This is your first post. Edit or delete it, then start blogging!]]>
                </content:encoded>
                                                    <media:content medium="image" url="https://s3.amazonaws.com/eap02files.easyagentpro.com/wp-content/uploads/sites/997/2026/07/03115609/maxresdefault-1.jpg"></media:content>
                                            </item>
            </channel>
</rss>