How do you actually get a mortgage? This complete guide breaks down everything you need to know—so you can secure financing with confidence.
Whether you’re a first-time homebuyer or planning a move-up purchase, understanding the mortgage process is crucial. We’ll walk you through qualifying, paperwork, credit requirements, rate shopping, and the pre-approval process, so you can be fully prepared.
In this video, we cover:
✔ How to check if you qualify
✔ What documents lenders require
✔ Pre-approval vs. pre-qualification
✔ Down payments & loan types
✔ How to shop for the best rates
✔ Closing costs and timelines
Buyers in San Diego and Riverside County are facing competitive markets—being prepared financially can give you a major advantage when making offers.
📲 Brad Mattonen, REALTOR® | DRE #02062665 – 858-518-2875
📍 Serving San Diego County, Desert Communities & Riverside County
Visit www.homesinsdcounty.com to search homes, learn programs, and contact Brad and Karen Mattonen with Big Block – LPT Realty for expert real estate guidance in San Diego and Riverside County.
Let’s connect and talk about the latest insights in the industry! #FirstTimeHomebuyer #MortgageTips #HomeLoanAdvice #CaliforniaRealEstate #SanDiegoRealEstate #BuyAHome #HomeFinancing #RealEstateTips #BradAndKarenMattonen #HomesInSDCounty









