Welcome to
Brian Shaw of Point Mortgage
Brian is a 5th generation San Diego native with a degree in Economics from UCSD. Since beginning his career in mortgage lending in 1999, he has been consistently ranked as a top producing loan originator.
Brian has built a solid reputation in the industry for his strong work ethic and his ability to connect with his clients.
He excels in purchase lending and has developed very tight relationships throughout the real estate industry.
Brian says his focus on trust is his number one priority, and he strives to always put his client’s needs first in order to ensure their success.
Brian Shaw
16236 San Dieguito Rd, Ste 3-10
Rancho Santa Fe, CA 92091
(858) 356-4005
https://shawfinance.com/
NMLS: 348652, Company NMLS: 231073
POINT MORTGAGE
ALWAYS ON POINT
Over the last 20+ years, Point Mortgage Corporation (NMLS ID#231073) has built a strong reputation as an outstanding mortgage lender, serving the lending needs of real estate professionals, builders, and individual homebuyers starting in the states of California and Florida.
Now located in 32 states, and growing, we’re a full-service mortgage lender with an experienced staff offering expertise from purchases to refinances, from conventional to FHA, USDA, and VA loans. Our loan officers are dedicated to finding the right loan to meet your unique needs, but that’s just the beginning of our service. Throughout the lending process, we keep you informed so you always know the status of your loan and we now offer our exceptional mortgage services online – 24 hours a day.
SERVICES
Conforming Loan
There is a good chance that you’ll come across the term “conforming loans” when you decide to purchase a house. This type of loan is one that “conforms” to the limitations set by the FHFA or Federal Housing Finance Agency. The limits are placed based on annual surveys that consider the decrease or increase in average housing prices. As with any financial decision, there will be advantages and disadvantages of a conforming loan. With Point Mortgage, we will guide you and help you make the best choice. Get in touch with us today to find out more!
Conventional Loans
Conventional loans are mortgage loans that are not guaranteed or insured by the government. Private lenders back this loan, and the borrowers usually pay the insurance. It is a more common type of loan, where the risk falls on the lender if the borrower defaults. This type of mortgage loan can have its pitfalls or may not be suitable for you, so the help of an expert mortgage broker will be an advantage. Make an appointment today to know more about the right mortgage for you.
VA Loans
If you’re a veteran or an active military, a VA loan is your top option to being a homeowner. This loan type has continually grown because of its many benefits for qualified people, including no downpayment, no mortgage insurance, competitive interest rates, and more. Get in touch with Point Mortgage today to know more about this type of loan.
Jumbo Loans
Purchasing a home in a more expensive neighborhood can pose mortgage loan problems. If you require a larger loan or don’t have the cash for a larger downpayment, jumbo loans might be the solution. You’ll need the full information on what you’re committing to, and Point Mortgage can provide you with the details and knowledge to make an informed decision. Arrange an appointment with us today!
FHA Loans
Federal Housing Administration loan is a loan system that offers two main benefits ― more flexible rules and comparatively lesser down payment. However, like any loan, there are benefits and drawbacks. Get in touch with us today to determine if this type of loan is perfect for your needs.
Alternative DOC Loans
This type of loan is not your traditional mortgage, but it can be ideal for the right candidate. This type of loan comes in various sizes and forms, and you’ll need to understand which one best suits your needs before beginning any process. Talk to your expert today to find out more about an alternative doc loan.
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