Based on the current real estate landscape in early 2026, here is a description tailored for your video, “Is 6% Mortgage California Homebuyers’ Golden Ticket?”

Video Description
Are 6% mortgage rates the breakthrough California buyers have been waiting for? 🏠✨

After years of record-high rates and sidelined dreams, the 2026 housing market is hitting a significant turning point. With mortgage rates stabilizing near the 6% mark, many are wondering if this is the “Golden Ticket” to finally secure a home in the Golden State.

In this video, Brad & Karen Mattonen dive into the local insights you need to navigate the San Diego and Southern California markets. We break down:

Affordability Shifts: How a move from 7% to 6% significantly increases your buying power and lowers your monthly payment.

The “Lock-In” Effect: Why more homeowners are finally listing their properties as rates settle, leading to a much-needed boost in inventory.

2026 Forecast: What experts like the California Association of Realtors (C.A.R.) are predicting for home prices and sales volume this year.

Is it the Right Time? Why waiting for rates to drop further might actually cost you more if home prices begin to climb again.

Whether you’re a first-time homebuyer or looking to upgrade, understanding these “Golden Ticket” conditions is key to making your smart move in 2026.

📞 Get in Touch
Brad & Karen Mattonen Local Insight. Trusted Expertise. Proven Results. 📱 858-518-2875 🌐 HomesinSDCounty.com

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