2026 San Diego Real Estate Market Forecast: A Balanced Recovery 🏠📈

Is the San Diego housing market finally finding its footing in 2026? In this video, Brad and Karen Mattonen dive into the latest data showing a shift toward a “Balanced Recovery.” We explore how stabilizing mortgage rates (averaging near 6%), rising inventory, and modest price growth are creating new opportunities for both buyers and sellers in San Diego County.

Key Highlights:

  • Market Balance: Why the “Great Stay” is ending and more homes are hitting the market.
  • Mortgage Rate Trends: What the shift to the low 6% range means for your purchasing power.
  • San Diego Specifics: How local inventory levels are responding compared to national trends.
  • Strategy for 2026: Whether you are looking to buy your first home or sell a luxury property, we discuss the “Buy Now, Refi Later” math and more.

Q&A: 2026 San Diego Market Recovery Insights

Q: Is the San Diego housing market expected to crash in 2026?

A: No, experts project a “balanced recovery” rather than a crash. While inventory is rising and price growth is moderating, strong demand and improved mortgage rates are stabilizing the market.

Q: How are mortgage rates affecting San Diego buyers in 2026?

A: Mortgage rates have stabilized near the low 6% range, significantly increasing buyer purchasing power compared to the previous two years and encouraging many who were “rate-locked” to finally list their homes.

Q: Is 2026 a better year for buyers or sellers in San Diego?

A: 2026 is trending toward a balanced market. Buyers benefit from more inventory and less “frenzy,” while sellers still see steady demand and modest appreciation if they price their homes strategically.

Q: What is the main takeaway from the 2026 market recovery data?

A: The market is transitioning out of the “Great Stay” into a more balanced environment. With mortgage rates stabilizing around 6.2% and inventory increasing by 9%, buyers and sellers are finding more common ground than in previous years.

Q: Why is “Balanced Recovery” the keyword for the 2026 San Diego market?

A: It indicates a shift away from extreme market volatility. A balanced recovery means sustainable price growth rather than rapid, unsustainable surges, providing a healthier, more predictable landscape for long-term real estate decisions.

📍 Serving San Diego County: From coastal estates to inland gems, we are your local real estate experts.

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