Real Estate Advocacy Rooted in Truth, Strategy, and Care
Karen & Brad Mattonen | Coldwell Banker West | HomesInSDCounty
We don’t just sell homes—we guide families through life’s most complex transitions. From probate and Prop 19 to first-time buyers and equity defense, we bring unmatched clarity, protection, and strategic mastery to every transaction.

Homes in San Diego County
Coldwell Banker West
4S Ranch, San Diego
From the Beaches to the Rolling Hills of San Diego County
Excellence That Moves You!
Brad Mattonen REALTOR – CA DRE #02062665
Karen Mattonen REALTOR – CA DRE #02044711
TEL: (858) 518-2875
bmattonenrealtor@gmail.com
https://homesinsdcounty.com/
Your Advocates in San Diego Real Estate
Karen & Brad Mattonen Coldwell Banker West HomesInSDCounty
We don’t just sell homes—we guide families through life’s most complex transitions. Whether you’re buying your first home, protecting generational wealth, or navigating probate, we bring strategic clarity, fierce advocacy, and deep care to every move..
🧭 Who We Serve | HomesInSDCounty
At HomesInSDCounty Coldwell Banker West, we specialize in high-stakes, high-integrity real estate solutions for:
- Retirees & Rightsizers (55+) – San Diego Senior Real Estate
Helping you downsize with dignity, preserve your Prop 13 or Prop 19 tax basis, and unlock equity for a more stable, manageable lifestyle. - First-Time Buyers – First-time buyers navigating down payment and closing cost assistance
Guiding you through zero down payment programs, closing cost assistance, and long-term ownership strategies. - Multigenerational Families – Multi-generational households and transitional relocations
Structuring ADU and title strategies to keep parents on title, transfer Prop 19 benefits, and create homes that work for every generation. - Preforeclosure Homeowners – Help Navigate Foreclosure with compassion and less consequences
Protecting your equity and dignity—helping you avoid foreclosure, scale down, and reposition into a home you can afford. - Investors & Cash Buyers Resources for Investors and Cash Buyers
From self-directed IRAs to 1031 exchanges, we help you build wealth through real estate with strategic acquisition and renovation guidance. - Public Servants & Professionals – First responders, military, teachers, nurses, and public servants
Supporting military families, first responders, teachers, and healthcare workers with tailored financing and relocation solutions. - ⚠️ **Homeowners Facing Foreclosure or Needing Fast Cash Solutions** ⚠️ – Sell Your Home Fast for Cash in California: Multiple Offers Within 24 Hours
We never let a Notice of Default be the end of your story. Whether you’re behind on payments, the big house has become too much, or life simply changed the plan, we specialize in discreet, dignity-first exits that protect your credit and your equity. From cash offers that close in as little as 7–14 days with our private investor network, to strategic short sales, loan modifications, or equity-rescue downsizes using Prop 19, we give you real options instead of shame. Most families walk away with tens (or hundreds) of thousands in their pocket and a fresh financial start — no auction, no public foreclosure record, and no judgment. If you’re worried about losing your home, call us first. We’ve stopped hundreds of foreclosures and turned panic into profit.
We never let a Notice of Default be the end of your story…
⚖️ What We Protect
– Families managing probate, trust sales, or inherited property transitions
– Seniors downsizing under Prop 13 & Prop 19—while preserving their tax basis
– Probate Sales with Strategic Protection
– Homeowners facing foreclosure or seeking discreet equity protection
– Equity protection strategies for vulnerable sellers
– Prop 19 transitions that preserve generational wealth
✨How We Protect :
- Equity in Crisis: We help homeowners in distress leverage their equity to avoid foreclosure and reposition for long-term stability.
- Generational Wealth: We guide families through Prop 19 and Prop 13 transitions to preserve tax bases and pass on wealth.
- Dignity in Transition: Whether you’re navigating probate, trust sales, or a major life change, we protect your interests with compassion and clarity.
💡 How We Help
- Luxury real estate positioning and pricing strategy
- Home Improvement & Renovation Guidance
- Transitional Relocation & Placement
- Home Pricing Strategy Advisor for Sellers and Buyers
- Deep Knowledge of California Property Law
- Nationwide Agent Referrals (personally vetted through Coldwell Banker)
- Constant Market Education to Deliver the Latest Opportunities & Protections‘
- Deep Knowledge of California Property Laws and Foreclosure Statutes
✨ Luxury Buyers & Sellers | Elevated Strategy, Unmatched Discretion
At HomesInSDCounty, we understand that luxury real estate isn’t just about price—it’s about positioning, privacy, and precision. Whether you’re selling a signature estate or acquiring your next legacy property, we bring the strategy, discretion, and market intelligence that high-net-worth clients demand.
For Luxury Sellers:
- Strategic Pricing & Market Timing to maximize exposure and ROI
- Architected Marketing Campaigns with cinematic visuals, targeted social media, and schema-optimized SEO
- Private Placement & Off-Market Sales for clients who value confidentiality
- Luxury Renovation & Staging Guidance to elevate perceived value and buyer appeal
- Negotiation Mastery to protect your bottom line and timeline
For Luxury Buyers:
- Access to Off-Market & Pre-MLS Inventory through our private network
- Lifestyle-Centric Property Matching—from equestrian estates to coastal retreats
- Title Structuring & Tax Strategy Collaboration with your financial and legal team
- Multi-Property & Investment Portfolio Guidance for long-term wealth building
- White-Glove Relocation & Concierge Services tailored to your lifestyle
🌟 Why Clients Choose Us
- 🏆 Top 5 San Diego Real Estate Market Experts
- 📰 Top 5 Real Estate Blog in California
- 📣 Recognized for Social Media Advocacy & Community Impact
- 💬 Known for fierce protection of client equity, dignity, and future
🎯 Our Mission
We believe real estate is more than a transaction—it’s a life-changing experience. That’s why we lead with:
- Education-first advocacy
- Tailored, strategic solutions
- Compassionate, confidential guidance
- A relentless commitment to your goals
We don’t just help you buy or sell a home—we help you build a future.
Whether you’re buying your first home, downsizing under Prop 19, or navigating a complex transition, we’re here to guide you with clarity, integrity, and heart.
📍 Serving San Diego, Riverside & Orange Counties
🌐 Download Free Buyer & Loan Resources
📨 Contact Brad & Karen Mattonen
#FirstTimeHomebuyer #MortgageTips #HomeLoanAdvice #CaliforniaRealEstate #SanDiegoRealEstate #BuyAHome #HomeFinancing #RealEstateTips #BradAndKarenMattonen #HomesInSDCounty
Unlock the Power of Prop 19: Preserve Your Tax Base, Protect Your Future
📌 Prop 19: Preserve Your Tax Basis
If you’re selling and buying in California, Prop 19 could save you thousands.
A home is not a home because of its room dimensions or the color of the walls. It is about how you feel when you walk through the front door, and the way you can instantly envision your life unfolding there.
This is about more than real estate. It is about your life and your dreams.
HomesinSDCounty – Different by design
We take a different approach to real estate, one that is built on personal touches, win-win deals and positive results, building long term positive relationships. Karen and Brad Mattonen utilize the latest technologies, market research and business strategies to exceed your real estate expectations. More importantly, we listen and that means we find solutions that are tailored to you. We promise a commitment to diligently and thoroughly target Your goals, needs, wishes, dreams and requirements
Our Goal is to provide you the highest standards available today in integrity, confidentiality and respect.
How we can help

We understand that buying or selling a home is more than just a transaction: it’s a life-changing experience. That’s why our team of highly-seasoned real estate professionals is dedicated to providing exceptional, personalized service for all of our clients. We take great pride in the relationships we build and always work relentlessly on the client’s behalf to help them achieve their real estate goals..
Feeling good about the community you live in can be just as important as selecting the right home. As local experts, we can help you find a neighborhood that best suits your needs. From local restaurants and activities to school information and market trends, we can help you better explore the communities we serve.
As Real Estate agents who are experts in the communities of San Diego County, we bring a wealth of knowledge and expertise about buying and selling real estate here. It’s definitely not the same everywhere, so you need someone you can also trust for up-to-date information.
Our Mission Statement:
At HomesInSDCounty, our philosophy is simple: clients come first. We prioritize clear communication, so you’re informed and confident every step of the way. Success isn’t about accolades—it’s about delivering an exceptional experience. Your goals are our mission, and we work relentlessly to make your journey smooth, stress-free, and successful. We don’t just close deals—we build lasting relationships rooted in trust, integrity, and care.
Here are some of the things we can and will do for you:
You need someone who knows San Diego County inside and out! We can work with you to find the right home at the right price for you, including all the neighborhood amenities that matter – not to mention the essential criteria you want to have for your ideal home
When it’s time to move, you need someone who will advertise your home, show to prospective buyers, negotiate the purchase contract, arrange financing, oversee the inspections, handle all necessary paperwork and supervise the closing. We can take care of everything you need, from start to close. You want someone you can trust, respect, and know that will respect you! Provide the highest level of commitment, respect, attentiveness care and diligence, to you, your home, your transaction and the selling process
Consult on Home Selling Tactics
Oftentimes buyers don’t visualize living in your home the way you do. We can help make your home attractive to its ideal audience – which can help you get top dollar. Things like staging the home, making repairs or minor improvements, or even simply painting the walls can be the difference between a home resting on the market and one that’s sold fast.
Get a positive, helpful partner for buying or selling a home:
- Trusted resource for answers about the Real Estate process from Offer and Acceptance to Close of Escrow
- Providing Innovative Real Estate Marketing Strategies
- Expertise about neighborhood features
- Ability to target home searches
- Strong and Excellent negotiation skills
- Support through the closing and beyond
How Our Listing Process Works
- In our Initial get together You Tell us about your property & your goals – It is Quick, Easy & Free!
- We’ll look at the property together, then conduct research, and review the broker price opinion with you to jointly establish a price that you feel comfortable with
- If necessary we will discuss options to help update your home using Realvitalize to maximize your selling power!
- We’ll walk through our marketing/sales strategy using our Listing Concierge Program & answer all of your questions thoroughly
- We use our Listing Concierge Marketing Power to strategically locate the ideally positioned buyers quickly and without hassle for you. We manage everything for you from start to finish.
Working with the Team at HomesinSDCounty –
Dedicated to Helping You Sell Your San Diego County House Quickly, Efficiently, and Simply
Our mission at HomesinSDCounty, one of the most trusted real estate brokers in the San Diego County, CA area, is to make your home buying or selling process easier and more profitable.
We strive to help you keep more of your hard-earned equity in your pocket by providing top-notch service and expertise.
Our team takes care of everything from start to finish, allowing you to focus on living your life while we handle the details of the transaction.
We are committed to providing exceptional service and dedicated to ensuring your satisfaction as we guide you through the complex world of real estate
- As your Realtor, we aim to guide you through a purchase or sale transaction that is both legally compliant and safe for all parties involved. Your security and satisfaction are our top priorities.
- Our commitment as your Realtor is to help mitigate any major issues that may arise in your new home, sale, or purchase transaction. We’re here to ensure a smooth process and address any concerns along the way.
- Most importantly, we are committed to maximizing the profit and value for our valued clients, ensuring that you receive the best possible outcome.
The most important thing that a Real Estate Agent Does every day? The one thing we enjoy and appreciate the Most –
We make Dreams come true for our clients 🙂
Find Your Dream Home in San Diego
Searching for San Diego houses for sale? HomesinSDCounty has the most advanced listing search to help you easily find homes in San Diego County.
Our user-friendly site makes it simple to filter by neighborhood, price, beds/baths and more to pinpoint properties matching your must-have list.
Discover Insights on the San Diego Market
Looking to deepen your knowledge about the local area? Check out our informative San Diego real estate blog.
Get tips, statistics and area guides to help you navigate the market as a buyer or seller. Learn insider insights about hot neighborhoods and actionable advice from local experts.
Stunning Design Showcases Properties
Our beautiful, modern designs allow us to showcase San Diego homes for sale in the best light. Vibrant photos, videos, 3D tours and more make it easy to find a home you’ll love.
Trusted by Locals and National Followers Alike
HomesinSDCounty has become the go-to real estate site for buyers, sellers and enthusiasts across San Diego County and beyond. The site offers fresh listings and content daily to satisfy any real estate craving.
Let us help you find your perfect San Diego property! Search listings and explore resources for sellers, buyers, investors and more.
Meet Your Partners to Help You Accomplish and Exceed Your Real Estate Goals and Dreams:
Brad & Karen Mattonen San Diego Realtors- Your San Diego Home Pros
Brad Mattonen Realtor

Brad Mattonen: Unlocking Real Estate Potential
🏡 Real Estate | Multifaceted Expertise | Community Builder 🏡
Brad Mattonen, now an affiliate agent with Coldwell Banker West in 4S Ranch San Diego, brings a wealth of multifaceted experience to his role. His diverse career journey encompasses managing multifamily residential properties, orchestrating marketing campaigns for a national real estate magazine, and working within the dynamic realms of Fire, Life Safety, and Security Industries.
🔹 Bridging the Gap Between Expertise and Real Estate 🔹
“I decided to affiliate with Coldwell Banker because of the long history of being the industry leader with cutting-edge technology and tools to serve the client better than anyone else.”
Brad’s wide-ranging experience has equipped him with an in-depth perspective on the intricacies of real estate and the art of client services. His associate degree in drafting and construction technology, paired with a bachelor’s degree in business management, provides him with a unique vantage point to understand property details and, more importantly, customer needs.
“To many of you who are lifelong colleagues and business associates, it would be an honor to continue our relationships as it relates to buying, selling, and investing in real estate. Since joining the number one real estate franchise in the world, I look forward to extending my resourceful experience in helping you navigate the real estate process to achieve your goals and dreams.”
🏆 Building Trusted Relationships and Seamless Experiences 🏆
Active in the community and his church, Brad Mattonen knows the true value of integrity and personalized service. By harnessing Coldwell Banker’s advanced technology, he seamlessly delivers cutting-edge experiences with clients’ best interests at heart.
🏠 Your Guide to San Diego County Real Estate Dreams 🏠
With extensive expertise cultivated through his diverse career history, Brad brings insider knowledge to guide you in achieving your San Diego County real estate dreams. Contact him today to learn more about buying, selling, or investing with an experienced, seasoned professional.
“Out in front and always behind you every step of the way”
To many of you who are lifelong colleagues and business associates, it would be an honor to continue our relationships as it relates to buying, selling and investing in real estate. Since joining the number one real estate franchise in the world I look forward to extending my resourceful experience in helping you navigate the real estate process to achieve your goals and dreams.
——————————————
Karen Mattonen Realtor

Karen Mattonen isn’t your average agent—and that’s exactly why her clients win. With a bold mix of empathy, sharp negotiation skills, and relentless advocacy, Karen guides buyers and sellers through one of the biggest decisions of their lives—making it clear, confident, and profitable.
She brings a rare combination of business acumen and heart to every transaction. Before launching her career in real estate, Karen spent years as a nationally respected recruiter, trainer, and HR business owner—building teams, closing deals, and fighting for ethics in industries that too often forgot what mattered. That same tenacity and strategic insight now drives her mission in real estate: to protect her clients, solve complex challenges, and get results without the runaround.
Her own experience with successful real estate investments made the transition from corporate boardrooms to home showings seamless. She doesn’t just sell houses—she creates opportunity. Karen’s clients trust her because she’s honest when others sugarcoat, creative when others get stuck, and focused when others flail.
Backed by Coldwell Banker West and the powerhouse team at HomesinSDCounty, Karen fuses cutting-edge tech with old-school integrity. She listens, adapts, and delivers—turning obstacles into action and guiding each client to a win that feels right.
If you’re ready for a partner who gets it, who gives a damn, and who’s not afraid to ruffle feathers to protect your interests—Karen Mattonen is your smart move in San Diego real estate.
💥 Explore Our Valuable FREE Real Estate Resources
✓ eBooks | ✓ Checklists | ✓ Buying & Selling Guides | ✓ Investor Tools
→ Visit our Resources Page to download now.
🛫 Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.? We’ve Got You Covered—Nationwide
We’re not just your local experts. and we don’t just work in Southern California—we’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.
We’ll connect you with an agent we trust—not just someone in the directory.
📲 Message us today and let’s make that move happen.
HomesinSDCounty – Your Smart Move. Wherever Life Takes You.
🛠️ Selling Your Home? Ask Us About RealVitalize
If you need to make improvements, repairs, or updates before you sell—but don’t want to pay upfront costs—RealVitalize is your solution.
Coldwell Banker’s RealVitalize program provides:
- ✅ Professional repairs, updates, and home improvement services
- ✅ No upfront out-of-pocket costs, hidden fees, or interest charges
- ✅ Seller pays back only the amount used—at closing
- ✅ Services available before or during your home listing period
- ✅ Designed to highlight your home’s best features and maximize value
We’ll help you prep your home for sale with zero stress and maximum impact.
📲 Contact us today to learn how RealVitalize can work for you.
Protect your home. Protect your tax savings. Protect your family’s future.
🏡 Coast-to-Coast. Hometown to New Town. Vetted. Connected. Done.
Moving to San Diego? Moving from it? Know someone relocating—or just need a trusted local expert in your own hometown?
We’ve got you.
Thanks to our powerful Coldwell Banker National Network and personally vetted referral partners across the U.S. and beyond, we help buyers, sellers, and investors make confident, profitable moves—anywhere.
These aren’t random agents. We only refer professionals we know, trust, and would hire ourselves.
Buying. Selling. Relocating. Investing.
Across the country or across town—we’ll connect you with the right pro and help guide the process every step of the way.And hey—just so you don’t forget who to send your referrals to 🤭…
📲 Message us today and let’s make that move smooth, strategic, and successful.
Your success isn’t local. It’s national. And we’re built for it.
Your Smart Move. Wherever Life Takes You.
Homes in San Diego – Find Local San Diego and Riverside County houses and Real Estate for Sale or Rent- Homes in San Diego County |Coldwell Banker West – Your Premiere Neighborhood SD San Diego and Riverside County Real Estate Source and Coldwell Banker Realtor
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