As we head into the 2026 housing market, a critical question remains: Will a dip in mortgage rates finally bring sidelined buyers back to the table?. While rates have shown stability near the 6% mark, even a modest decline can significantly shift the affordability math for San Diego families. In this video, we analyze whether the current “sweet spot” is a temporary window or the start of a broader trend, and what it means for your power at the negotiating table.
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