The Federal Reserve has cut rates, but mortgage rates aren’t necessarily following suit. In this video, we explore why this disconnect occurs and what it means for homebuyers and homeowners in 2025. We’ll discuss the factors that influence mortgage rates beyond just the Fed’s policy, including market conditions, investor demand, and economic indicators. Understanding these dynamics can help you make informed decisions about buying or refinancing your home. At HomesinSDCounty, we help our clients navigate these financial challenges with confidence.

California: Positive Outlook for 2025 | Brad & Karen Mattonen | HomesinSDCounty
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