How do you actually get a mortgage? This complete guide breaks down everything you need to know—so you can secure financing with confidence.
Whether you’re a first-time homebuyer or planning a move-up purchase, understanding the mortgage process is crucial. We’ll walk you through qualifying, paperwork, credit requirements, rate shopping, and the pre-approval process, so you can be fully prepared.
In this video, we cover:
✔ How to check if you qualify
✔ What documents lenders require
✔ Pre-approval vs. pre-qualification
✔ Down payments & loan types
✔ How to shop for the best rates
✔ Closing costs and timelines
Buyers in San Diego and Riverside County are facing competitive markets—being prepared financially can give you a major advantage when making offers.
📲 Brad Mattonen, REALTOR® | DRE #02062665 – 858-518-2875
📍 Serving San Diego County, Desert Communities & Riverside County
Visit www.homesinsdcounty.com to search homes, learn programs, and contact Brad and Karen Mattonen with Coldwell Banker West for expert real estate guidance in San Diego and Riverside County.
Let’s connect and talk about the latest insights in the industry! #FirstTimeHomebuyer #MortgageTips #HomeLoanAdvice #CaliforniaRealEstate #SanDiegoRealEstate #BuyAHome #HomeFinancing #RealEstateTips #BradAndKarenMattonen #HomesInSDCounty
