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Ready to buy a House? Here is the San Diego First Time Home Buyer Down Payment and Closing Cost Assistance Programs Overview – updated April 2024
Worried that you can’t afford a down payment on a home? Or concerned about making the Closing Costs for your purchase – Here’s some good news: If you’re a first-time or Low – and moderate – income homebuyer, you might qualify for down payment, or Closing Cost assistance to help you buy a home, Even here in San Diego!
As a first-time home buyer, you have access to mortgage programs with low down payments and flexible guidelines. You may even qualify for a grant to help with your down payment and closing costs.
Your eligibility for these assistance Will depend on your debt, current credit score, income, employment status, and down payment! CAll Karen or Brad to get more information – 858-668-8004 and to help direct you to the right direction
Information for Homebuyers
The San Diego Housing Commission (SDHC) offers deferred-payment loans and homeownership grants to help low- and moderate-income families buy their first homes.
The SDHC First-Time Homebuyer Program* can assist with the purchase of a single-family home, townhome or condominium in the City of San Diego. Eligible buyers earning no more than 80 percent of San Diego’s Area Medan Income may qualify for a deferred-payment, second trust deed loan of up to 25 percent of the purchase price (based on the buyer’s need), with the interest rate set at 3 percent.
Eligible Black, Indigenous, People of Color (BIPOC) buyers earning between 80 percent and 150 percent of San Diego’s Area Median Income may qualify for either $40,000 total assistance ($20,000 deferred, down-payment loan and $20,000 closing cost assistance grant) OR $20,000 in total assistance as a grant toward the down payment and closing costs.
This program is funded primarily through federal U.S. Department of Housing and Urban Development (HUD) HOME Investment Partnerships Program grants to the City of San Diego that are administered by SDHC.
Additional funding sources include federal Community Development Block Grant funds, State CalHome Program funds, and City of San Diego Affordable Housing Funds.
Since 1988, SDHC has helped more than 6,000 families and individuals buy their first homes.
Program Descriptions and Guidelines
Each first-time homebuyer program SDHC administers has different eligibility requirements and features. See the program descriptions and guidelines below.
- City of San Diego
- County of San Diego Low-Income (<80% AMI) Program
- County of San Diego Middle-Income (80% – 120% AMI) Program
- City of Chula Vista
- City of El Cajon
*SDHC First-Time Homebuyer Program loans and grants cannot be used in conjunction with the Affordable For-Sale Housing Program.
In addition to City of San Diego, SDHC administers the following other programs for neighboring jurisdictions:
- County of San Diego’s First-Time Homebuyer Down Payment and Closing Cost Assistance Program. This County Department of Housing and Community Development Program serves all unincorporated areas of the County of San Diego as well as the cities of: Carlsbad, Coronado, Del Mar, Encinitas, Imperial Beach, La Mesa, Lemon Grove, Poway, San Marcos, Santee, Solana Beach, and Vista.
- City of Chula Vista’s First-Time Homebuyer Program
- City of El Cajon’s First-Time Homebuyer Program
Program Descriptions and Guidelines
Each first-time homebuyer program SDHC administers has different eligibility requirements and features. See the program descriptions and guidelines below.
- City of San Diego
- County of San Diego
- City of Chula Vista
- City of El Cajon
City of San Diego Low-Income (<80% AMI) Program (ZIP Codes beginning with 921) | |
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Available Assistance | Deferred-payment Loan for down payment: Up to 25% of the purchase price. Not to exceed $150,000. Grant for closing costs (forgiven): 4% of the purchase price up to $10,000 |
Interest Rate | 3% Simple Interest |
Income Limit | 80% of San Diego’s Area Median Income (For forgivable loans for closing costs, the maximum income is 100% of Area Median Income.) |
Maximum Purchase Price | Attached: $603,250 Detached: $1,030,750 Effective December 2022 |
Funding Availability (as of February 1, 2024) |
Funds Available |
Additional Information | Program Guidelines |
Additional Terms | No payments are required for 30 years, unless the owner sells or no longer occupies the home as a primary residence, at which time the principal balance, including accrued interest, must be repaid.To qualify, the buyer must obtain a fixed-rate first trust deed loan; have adequate income, a good credit rating; and provide a minimum down payment of 1 percent, and maximum down payment of 20 percent. Applicants also must attend a homebuyer education class and pre-purchase counseling. |
City of San Diego (ZIP Codes beginning with 921) Middle-Income, Black, Indigenous, People of Color (BIPOC) Pilot Program | |
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Available Assistance | $40,000 Total Assistance: $20,000 deferred, down-payment assistance loan + $20,000 closing costs assistance grant (grant forgiven at close of escrow)OR$20,000 Total Assistance: Grant for down payment and/or closing costs (grant forgiven after 3 years of owner occupancy) |
Interest Rate | 1.5% Simple Interest |
Income Limit | 80% – 150% of San Diego’s Area Median Income |
Maximum Purchase Price | $1,250,000 |
Funding Availability (as of February 1, 2024) |
Funds Available |
Additional Information | Program Guidelines |
Additional Terms | The Loan is deferred with no monthly payments required for years 1 through 7. Beginning in year 8, the outstanding principal and interest will be converted to an amortized loan with fixed monthly payments for a period of 96 months. There is no prepayment penalty, and payments can be made at any time. |
County of San Diego Low-Income (<80% AMI) Program (12 participating cities and unincorporated areas – See Program Guidelines for specific cities) | |
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Available Assistance | Deferred-payment Loan for down payment: Up to 22% of the purchase price Loan for closing costs: 4% of the purchase price up to $10,000 |
Interest Rate | 3% Simple Interest |
Income Limit | 80% of San Diego’s Area Median Income |
Maximum Purchase Price | Attached: $676,000 Detached: $676,000 Effective July 2023 |
Funding Availability (as of February 1, 2024) |
Funds Available |
Additional Information | Program Guidelines (Low-Income, 80% AMI) |
Additional Terms | No payments are required for 30 years, unless the owner sells or no longer occupies the home as a primary residence, at which time the principal balance, including accrued interest, must be repaid.To qualify, the buyer must obtain a fixed-rate first trust deed loan; have adequate income, a good credit rating; and provide a minimum down payment of 3 percent. Applicants also must attend a homebuyer education class and pre-purchase counseling. |
County of San Diego Middle-Income (80% – 120% AMI) Program (6 participating cities and unincorporated areas – See Program Guidelines for specific cities) | |
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Available Assistance | Deferred-payment Loan for down payment: Up to 17% of the purchase price |
Interest Rate | 3% Simple Interest |
Income Limit | 120% of San Diego’s Area Median Income |
Maximum Purchase Price | Current Median Sales Price as listed on the California Association of Realtors Website To access the median sales price on the C.A.R. website, select the links to the SFH Sales & Price or CDO Sales & Price. Please note C.A.R. updates the median sales price each month. |
Funding Availability (as of October 31, 2023) |
No Funding Available |
Additional Information | Program Guidelines (Middle-Income, 80% – 120% AMI) |
Additional Terms | No payments are required for 30 years, unless the owner sells or no longer occupies the home as a primary residence, at which time the principal balance, including accrued interest, must be repaid.To qualify, the buyer must obtain a fixed-rate first trust deed loan; have adequate income, a good credit rating; and provide a minimum down payment of 3 percent. Applicants also must attend a homebuyer education class and pre-purchase counseling. |
City of Chula Vista | |
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Available Assistance | Deferred-payment Loan: Up to 22% of the purchase price—not to exceed $120,000—for down payment and closing costs |
Interest Rate | 3% Simple Interest |
Income Limit | 80% of San Diego’s Area Median Income |
Maximum Purchase Price | Attached: $623,200 Detached: $855,000 Effective September 2023 |
Funding Availability (as of February 1, 2024) |
Funds Available |
Additional Information | Program Guidelines |
Additional Terms | No payments are required for 30 years, unless the owner sells or no longer occupies the home as a primary residence, at which time the principal balance, including accrued interest, must be repaid.To qualify, the buyer must obtain a fixed-rate first trust deed loan; have adequate income, a good credit rating; and provide a minimum down payment of 3 percent. Applicants also must attend a homebuyer education class and pre-purchase counseling. |
City of El Cajon | |
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Available Assistance | Deferred-payment Loan: Up to 25% of the purchase price—not to exceed $150,000 for single-family homes and townhomes OR $100,000 for condominiums—for down payment and closing costs |
Interest Rate | Shared Equity (see Program Guidelines) |
Income Limit | 80% of San Diego’s Area Median Income |
Maximum Purchase Price | Attached: $444,600 Detached: $760,000 Effective July 2023 |
Funding Availability (as of February 1, 2024) |
Funds Available |
Additional Information | Program Guidelines |
Additional Terms | No payments are required for 30 years, unless the owner sells or no longer occupies the home as a primary residence, at which time the principal balance, including accrued interest, must be repaid.To qualify, the buyer must obtain a fixed-rate first trust deed loan; have adequate income, a good credit rating; and provide a minimum down payment of 3 percent. Applicants also must attend a homebuyer education class and pre-purchase counseling. |
Homeownership Advisor Available for Households of Color
Pilot Program for Homebuyers of Color
A San Diego Housing Commission (SDHC) pilot program launched in June 2023 to help middle-income first-time homebuyers of color achieve the dream of homeownership in San Diego.
Creating Homebuying Opportunities for People of Color
The San Diego Homeownership Equity Project, announced in fall 2022, brings together 14 community organizations, the San Diego Housing Commission (SDHC) and the San Diego City-County Reinvestment Task Force to expand homeownership opportunities for the region’s people of color. Homeownership rates for Black and Latino households are significantly lower than those for White households in the City of San Diego. This racial and ethnic homeownership gap has significant impacts on household wealth, savings and financial stability. Supported by a $7.5 million grant from the Wells Fargo Foundation through 2025, the San Diego Homeownership Equity Project will implement strategies to increase homeownership preparation services and financial assistance products for homebuyers of color.
For consumers looking to access homebuyer help right now, the following organizations provide homeownership preparation services and assistance. This list will continue to be expanded and updated with additional services.
The Challenge: Racial Homeownership Gap
According to an Urban Institute study that SDHC commissioned, homeownership rates among Black (29.1 percent) and Latino households (35.2 percent) are significantly lower than White (54.8 percent) and Asian (54.5 percent) households in the City of San Diego. Latino households represented 19.1 percent of all households in San Diego, but only 13.6 percent of all homeowner households. Black households accounted for 6.1 percent of all San Diego households, but only 3.6 percent of all homeowner households in the City of San Diego.
Nationwide, the Urban Institute estimates that without action, over the next 20 years, Black homeownership will continue to decline, and Hispanic homeownership will experience only slight increases. Gaps in homeownership rates contribute to differences in wealth among households. According to a Federal Reserve bulletin based on the Survey of Consumer Finances, the median net worth for a White family, which is $188,200, was approximately five times higher than for a Hispanic family, which is $36,100, and nearly eight times higher than for a Black family, which is $24,100. According to Urban Institute, home equity represents approximately 60% of total net worth for Black homeowners, compared with 43% for White homeowners. Homeownership provides households an asset that grows in value, can help pay educational expenses, may be used to help family members buy their own homes, or provides an inheritance for the next generation.
Types of Assistance Available
- Loan + Grant
$20,000 Down Payment Assistance Loan
(15-year loan with deferred payments for first
7 years, 1.5% simple interest)+$20,000 Closing Cost Assistance Grant
$40,000 Total Assistance
OR
- Grant Only
$20,000 Total Assistance for Down Payment and Closing Costs
Eligibility*
- Black, Indigenous and People of Color (BIPOC) households
- Households that have not owned a home in the past three years
- Maximum Sales Price: $1,250,000
- Household income of 80% to 150% of San Diego’s Area Median Income (Income dollar amounts vary based on family size. See table below.)
Household Size | Minimum Income 80% AMI | Maximum Income 150% AMI |
---|---|---|
1 | $77,200 | $122,650 |
2 | $88,200 | $140,150 |
3 | $99,250 | $157,700 |
4 | $110,250 | $175,200 |
5 | $119,100 | $189,200 |
6 | $127,900 | $203,250 |
7 | $136,750 | $217,250 |
8 | $145,550 | $231,250 |
*Additional terms and conditions apply. Click here for additional details.
How to Apply
To get started, contact Karen and Brad Mattonen to help you find a lender/loan officer who participates in SDHC first-time homebuyer assistance programs. – 858-518-2875 or 858-668-8004
Or, Click here for a complete list. The loan officer will be the primary point of contact from pre-approval to loan closing. The loan officer collects all required documentation and submits the application on the borrower’s behalf to SDHC.
Homebuyer Resources
San Diego Housing Commission (SDHC) | – Down payment assistance programs – First-time homebuyer classes and orientations |
Logan Heights Community Development Corporation (LHCDC) | – Credit counseling, debt reduction and credit score improvement programs – First-time homebuyer classes and orientations |
MAAC | – Credit counseling, debt reduction and credit score improvement programs |
Urban League | – Credit counseling, debt reduction and credit score improvement programs – First-time homebuyer classes and orientations – Down payment assistance programs |
San Diego Homeownership Equity Collaborative Members
Executive Committee
San Diego City-County Reinvestment Task Force (RTF)
Local Initiatives Support Corporation
Logan Heights Community Development Corporation
National Association of Hispanic Real Estate Professionals (NAHREP)
National Association of Real Estate Brokers (NAREB) (also known as REALTIST©)
Urban League of San Diego County
Additional Implementing Members
International Rescue Committee (IRC) San Diego
San Diego Family Asset-Building Coalition
Wells Fargo Foundation’s WORTH Grant
Wells Fargo’s Wealth Opportunities Restored through Homeownership (WORTH) initiative is a $60 million national effort to address systemic barriers to homeownership for people of color. San Diego is one of eight markets across the U.S. to receive a WORTH grant. SDHC and RTF are among the organizations in the San Diego Homeownership Equity Collaborative, which will work to help create 5,000 new homeowners of color in San Diego County by the end of 2025.
Wells Fargo is working to increase racial equity in homeownership. Nationally, WORTH aims to help create 40,000 new homeowners of color by the end of 2025. Wells Fargo’s $40 million Growing Diverse Housing Developers program is also working to expand housing inventory in communities of color, among other initiatives. The company also recently launched a Special Purpose Credit Program to help eligible minority homeowners whose mortgages are serviced by Wells Fargo lower their interest rates and reduce their monthly mortgage payments.
National Fair Housing Alliance Grant
The National Fair Housing Alliance awarded a $184,000 grant to an SDHC nonprofit affiliate to provide additional financial support for expanded efforts to help more people of color become homeowners in the City of San Diego. Announced in January 2023, the grant provides funds for programs that help households of color prepare for homeownership and/or purchase a home. These activities include debt reduction, credit counseling, peer mentors, homeownership navigators and community educators, as well as down payment or closing cost assistance grants and credit-building loans.
Forms & Documents
City of San Diego Guidelines (Low-Income, <80% AMI)
City of San Diego Guidelines (BIPOC Middle-Income, 80% – 150% AMI)
County of San Diego Guidelines (Low-Income, 80% AMI)
County of San Diego Guidelines (Middle-Income, 80% – 120% AMI)
City of Chula Vista Guidelines
Homebuyer Education and Pre-Purchase Counseling Providers
BIPOC Program Self Certification Form
CALVET information –
Through resilient outreach, state-wide collaborative, strong partnerships, advocacy, and services for all California veterans, CalVet has established an aggressive and proactive leadership role in the fight to make sure that all veterans and their families have housing options that fulfill their needs.
CalVet Home Loans is not a bank or a finance company. We are a California state agency authorized to provide home loans to California veterans and their families as a thank you for the sacrifices made for our state and country. California state voter-approved bonds provide funding for this financing. CalVet Home Loans is a self-funded state organization which means we can provide this financing to qualified veterans without cost to California taxpayers.
Established in 1921, the CalVet Home Loan program has assisted more than 424,000 veterans purchase homes and farms in California.
Through the use of general obligation bonds, which homeowners pay back over the life of their loan, CalVet provides funding for veterans and their families to ensure U.S. servicemembers are given an opportunity to find affordable housing in our state.
Applying for the First-Time Homebuyer Programs
- Contact a loan officer from our Participating Lender list. The loan officer will be the primary point of contact from pre-approval to loan closing. The loan officer collects all required documentation and submits the application on the borrower’s behalf to SDHC.
- Review San Diego’s Area Median Income (AMI) limits to confirm your household annual gross income (before taxes) does not exceed the limit for your family size. This includes the income of all adult household members.
- Review the program descriptions and guidelines for the appropriate jurisdiction (e.g., City of San Diego, County of San Diego etc.) found below under Forms and Documents.
- Attend a Homebuyer Education Course with an SDHC-approved provider.
- Work with a real estate agent to find a property.
Eligible Property
- You may be able to use this program to buy a new or resale single-family home, condominium, townhome or a manufactured home on a permanent foundation.
- The home you purchase must be in an unincorporated area of San Diego County or in the city of Carlsbad, Coronado, Del Mar, Encinitas, Imperial Beach, La Mesa, Lemon Grove, Poway, San Marcos, Santee, Solana Beach or Vista. For all other cities, please contact the appropriate agency for more information.
- Before your loan can be approved, your new house will be inspected to ensure required standards are met. Please see Before the Inspection.
Lenders
- The loan funds must be used to pay a down payment and closing costs on the purchase.
- The home you buy must be your primary residence.
- The purchase price is subject to periodic adjustments
- Qualified buyers’ family income must not exceed 80 percent of the San Diego County Area Median Income, also called the AMI. Depending on Program
- You will need to contribute a minimum of three percent of the purchase price.
- You must not have owned a home in the last three years.
- There are no payments on the loan until you refinance, sell, pay off the first mortgage, or no longer occupy the property as your primary residence.
- Your loan repayment will be made in one payment that equals the original principal loan amount plus any accrued interest.
- You should talk to a lender (see participating lender list) about your ability to qualify for a mortgage.
- Before you can use this program, you will need to complete an educational class provided by one of these organizations: CalHome/ HUD-approved Homebuyer Education Providers.
- To become a participating lender, please see SDHC Lenders site.
- For more information or loan payoff, please contact the San Diego Housing Commission First Time Homebuyer Program staff at FTHB@sdhc.org or Loan Servicing staff at loanservicing@sdhc.org.
- To participate, in the County of San Diego’s DCCA Program, you must first apply for and obtain a first trust deed loan approval through one of the mortgage lenders pre-approved by SDHC.
The Housing Repair Loan and Grants Program
The Housing Repair Loan and Grants Program provides loans or grants for repairs made to owner-occupied homes.
Energy Saving Programs, Bill Payment Assistance and Rebates
Energy saving programs, bill payment assistance and rebates are available through SDG&E and your local water authority. Please visit Energy Savings.
Homeownership / Landlord Information
If you buy a foreclosed home that is being rented by someone using Section 8 Housing Choice Voucher or other public rental assistance, you must respect the existing lease and allow them to live there until the lease expires.
Even if the lease expires in less than 90 days, you must give the residents a 90-day notice to vacate. This is a relatively new law that went into effect in 2009.
There is one exception to this rule. If you intend to live in that home as your primary residence you may give them a 90-day notice to vacate the home no matter when the lease expires. Please see: U.S. Department of Housing and Urban Development notice.
If you want to sell a home that houses a Section 8 renter and is not in foreclosure, you must contact HCD before the sale.
The rental assistance contract and lease terminate when the property is sold, but the new owner and HCD may transfer the rental assistance payments and allow the renters to continue living in the home.
Affordable For-Sale Housing
The Affordable For-Sale Housing Program makes it possible for low- and moderate-income families to buy a home at a price that is affordable.
Private sector developers built these homes. The properties meet the City of San Diego’s affordability requirements and are sold below market value.
To buy a home in one of these developments, your household’s gross annual income must be at or below San Diego’s Area Median Income (AMI) restrictions for the development. You must currently live and work in the County of San Diego for 2+ years and attend a homebuyer education class. Refer to the Homebuyer Education Providers list to find a provider.
You also need to be a first-time homebuyer (cannot have owned a home in the last 3 years) to buy one of these affordable for-sale homes. No all-cash buyers. Asset limitations applicable. Please note that SDHC First-Time Homebuyer Program loans and grants cannot be used in conjunction with the Affordable For-Sale Housing Program.
There are homes in six developments with long-term affordability requirements that are currently owned by families and individuals. When the current owner sells the property, it must be sold to an eligible buyer as determined/approved by SDHC. An extremely limited number of homes become available for resale each year. Properties available for sale are generally listed on Multiple Listing Service (MLS), and may also be found on real estate websites such as Zillow or Redfin. You should check the MLS periodically for new listings under this program.
Please review Affordable For-Sale Program Guidelines for additional eligibility requirements. After you confirm that you meet the eligibility requirements, you or your real estate agent may contact the listing agent of a property that is listed for sale to submit an application and income verification documents. The application and income documents are then forwarded by the listing agent to SDHC for an underwriting decision. If eligible, you will then be referred to an SDHC-approved loan officer/lender to obtain approval for the first trust deed loan before entering into contract to purchase a property.
If you have additional questions, contact affordableforsale@sdhc.org.
Forms & Documents
Affordable For-Sale Housing Program Guidelines
AFFORDABLE FOR-SALE HOUSING
Resale Affordable For-Sale Properties
Bella Rosa
42 affordable condominium units built in 2003. All the units have solar electric power, solar water heating, a garage, washer/dryer hook-ups, and a balcony or patio area. The development has a community park.
Location
On Camino de La Rosa in the City of San Diego’s northern Carmel Valley neighborhood (ZIP 92127)
Affordable Units
2 bedrooms / 2 or 2.5 baths with 999–1,094 square feet
3 bedrooms / 2.5 baths with 1,317 square feet
Affordability Restrictions
12 units up to 60% AMI
15 units up to 70% AMI
15 units up to 80% AMI
Cristamar
26 affordable condominium units built in 2003. All units have washer/dryer hook-ups, a garage and a patio or porch.
Location
On Camino de la Luna in the City of San Diego’s northern Carmel Valley neighborhood (ZIP 92127)
Affordable Units
1 bedroom / 1 bath with 674–739 square feet
2 bedrooms / 2 baths with 851–1,049 square feet
3 bedrooms / 2 baths with 1,446–1,451 square feet
Affordability Restrictions
Up to 65% AMI
Sycamore Walk
120 condominium units built in 2003 with 70 affordable units. The development has a swimming pool and club house. All units have a patio or balcony and a garage, plus washer/dryer hook-ups. Some units have air conditioning.
Location
On Via Fiesta in the City of San Diego’s northern Carmel Valley neighborhood (ZIP 92127)
Affordable Units
1 bedroom / 1 bath with 647 square feet
2 bedrooms / 1 bath with 748–882 square feet
3 bedrooms / 2 baths with 1,181 square feet
Affordability Restrictions
Up to 80% AMI
Airoso
230 condominium units built in 2005 with 60 affordable units. The development has a swimming pool, spa, sauna, basketball court, tennis court, fitness center and recreation center. All units have washer/dryer hook-ups, central air conditioning, a garage and a balcony or porch.
Location
At the east end of Del Mar Heights Road and Ted Williams Parkway/CA56 in the City of San Diego’s northern Carmel Valley neighborhood (ZIP 92130)
Affordable Units
2 bedrooms / 2.5 baths with 1,175 square feet 3 bedroom / 2.5 baths with 1,476 square feet
Affordability Restrictions
Up to 65% AMI
La Boheme
224 condominium units built in 2006 with 45 affordable units. The development has courtyards, a spa, social lounge, fitness center, secured entry system, and gated-underground parking. All units have central air conditioning, a patio or balcony, and washer/dryer hook-ups.
Location:
3950 Ohio Street in the City of San Diego’s North Park neighborhood (ZIP 92104)
Affordable Units
1 bedroom / 1 bath with 797–801 square feet
2 bedrooms / 2 baths with 1,012–1,039 square feet
Affordability Restrictions
23 units up to 100% AMI
22 units up to 120% AMI
Renaissance at North Park
14 affordable attached townhomes built in 2006. All units have a 2-car garage, small yard area, and washer/dryer hook-ups. Some units have air conditioning.
Location
The 4300 block of Kansas Street in the City of San Diego’s North Park neighborhood (ZIP 92104)
Affordable Units
3 bedrooms / 2.5 baths with 1,568 square feet
Affordability Restrictions
5 units up to 100% AMI
9 units up to 110% AMI
Let’s get you there…
Realizing the Dream: Partnering with HomesinSDCounty | Coldwell Banker Realty
At HomesinSDCounty | Coldwell Banker Realty, Karen and Brad Mattonen are committed to empowering first-time homebuyers to realize their dreams of homeownership. They offer:
- Expertise in down payment assistance programs: Karen and Brad Mattonen stay up-to-date with the latest down payment assistance programs, ensuring that their clients have access to the most relevant and beneficial options available.
- Personalized support: They understand that every first-time buyer’s situation is unique. Karen and Brad provide one-on-one guidance, addressing concerns, and offering tailored solutions to help clients achieve their homeownership goals.
- Extensive network: HomesinSDCounty | Coldwell Banker Realty has established connections with trusted professionals, including lenders, real estate agents, and housing counselors who specialize in working with first-time buyers. This network ensures clients have access to the resources and expertise needed for a successful homebuying journey
Contact Information:
Karen and Brad Mattonen, HomesinSDCounty | Coldwell Banker Realty Phone: 858-518-2875 Website: www.homesinsdcounty.com
Buy or Sell – Our pledge is to make your Real Estate dreams come true
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