ABSOLUTELY DO NOT DO ANY OF THESE AFTER GETTING YOUR LOAN APPROVAL

  1. Thou shalt NOT change jobs, become self-employed, or quit your job.
  2. Thou shalt NOT buy a car, truck, or van (or you may find yourself living in it!).
  3. Thou shalt NOT use charge cards excessively or let your accounts fall behind.
  4. Thou shalt NOT buy furniture with money set aside for closing.
  5. Thou shalt NOT omit debts or liabilities from your loan application.
  6. Thou shalt NOT stop paying your rent or current mortgage.
  7. Thou shalt NOT originate any inquiries on your credit.
  8. Thou shalt NOT make large deposits without first checking with your loan officer.
  9. Thou shalt NOT change bank accounts or transfer funds back and forth between
    accounts.
  10. Thou shalt NOT co-sign on a loan for anyone.
    Doing any of these will mean losing your loan and/or having to go through the approval
    process over again and this time you will probably need a different bank and you will not
    get the loan you liked the best

.

✅ Local expertise in SoCal’s most competitive markets
✅ National reach with trusted referral partners
✅ High-impact marketing and full-service support
✅ No fluff. Just results.

Brad & Karen Mattonen | HomesinSDCounty
California | San Diego | Riverside | Desert Communities
Your Smart Move with Coldwell Banker West
🏡 www.homesinsdcounty.com | 📞 858-518-2875
Top 5 Real Estate Market Experts in San Diego
Ethical. Compassionate. Relentless. Results-Driven.

🔹 Full-Service Experts in Estates, Probate, Pre-Foreclosure & Distressed Properties
🔹 Trusted Advisors in First Time Home Buyers, Luxury Estates, Residential, Investment & Commercial Real Estate
🔹 Strategic Negotiators for Buyers & Sellers in California’s Competitive Market

✔️ We navigate your sale or purchase with precision—prioritizing legal compliance, safety, and protection
✔️ We help you avoid costly missteps others often overlook
✔️ We advocate fiercely to optimize your outcome and safeguard your future
✔️ We don’t do fluff—we deliver results with integrity and strategy

✓ eBooks | ✓ Checklists | ✓ Buying & Selling Guides | ✓ Investor Tools
→ Visit our Resources Page to download now.

We’re not just your local experts. and we don’t just work in Southern California—we’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.

We’ll connect you with an agent we trust—not just someone in the directory.

HomesinSDCounty – Your Smart Move. Wherever Life Takes You.

Buy or Sell – Our Pledge Is to Make Your Real Estate Dreams Come True
From start to finish, we handle it all—legally, ethically, and relentlessly.

📲 Call or Text Us Today: 858-518-2875
🌐 www.HomesinSDCounty.com

Protect your home. Protect your tax savings. Protect your family’s future.