California’s homeownership rate has dipped to 54.3%—and for many first-time buyers aged 25-34, challenges like student debt, rising mortgage rates, and high home prices are making it even tougher to get a foothold. We’ve seen how employment hurdles and zoning restrictions push the average age of ownership to between 30 and 45, with real growth projected after 2030. In our work guiding families in San Diego and Riverside County, we know firsthand how strategic planning (especially for inherited homes or right-sizing) can help buyers navigate these obstacles. As advocates for smart, relationship-first real estate, we’re committed to solutions that maximize value and open pathways for future homeowners—no matter the market headwinds.
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