🏠 What’s happening in the San Diego housing market? 📈
Navigating today’s market requires more than just luck—it takes a solid, calculated strategy. We’re breaking down the latest June 2026 data for San Diego County to help you understand what these real-time shifts actually mean for your money, your timeline, and your next move.
The biggest takeaway right now? We are looking at “two markets in one.”
The Tale of Two Markets: Detached vs. Attached Homes
If you are looking at single-family detached homes, supply remains historically tight, tracking well below long-term averages. This low inventory keeps a solid floor under prices for detached homes, maintaining a competitive landscape for buyers. On the flip side, the attached market (condos and townhomes) is seeing an increase in active listings, creating modest price softness and giving buyers more breathing room and negotiation options than they’ve seen in years.
Across San Diego County, the total median sales price is hovering around $925,000, up a steady 1.3% year-over-year. It’s a stable, sustainable pace of growth rather than the frantic, volatile spikes of the past.
Mortgage Rates and Buyer Leverage
Mortgage rates are continuing to dictate the rhythm of the market. The 30-year fixed conforming rate is averaging in the mid-6% range (around 6.48%). While that is down nearly half a point from this time last year, it still requires buyers to be highly intentional with their budgets.
Because rates have leveled out, we are seeing a 6.2% bump in pending sales. Serious buyers are adjusting to this environment, adopting the strategy to “buy the home and date the rate”—planning to refinance down the road when rates ease further toward the high 5s later this year.
What This Means For You
- If you are selling: Well-priced, turnkey properties are still attracting competitive offers and selling close to 99% of their ask price within roughly 33 days. However, buyers are highly educated; overpriced listings or homes needing significant unaddressed work are sitting on the market.
- If you are buying: You finally have more options, especially in the attached property tier. You have more room to negotiate terms and request seller concessions without being forced to waive every single contingency.
Whether you’re thinking of buying, selling, or just staying informed, get the insights you need to make your smartest move yet.
👇 Watch our full video update below, and let’s chat about how to position your goals in this market.
Ready to Talk?
There’s no obligation and no pressure. Just a straightforward conversation about your property, your timeline, and what a smart move actually looks like for your situation — whether you’re selling, buying, or both.
Brad and Karen Mattonen work with homeowners and buyers across San Diego County — from standard sales to probate, pre-foreclosure, senior transitions, first-time purchases, and everything in between. When the stakes are real, experience matters.
Call or text: 858-518-2875
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HomesInSDCounty | Coldwell Banker West · www.homesinsdcounty.com
Work With Brad & Karen Mattonen
HomesInSDCounty | Coldwell Banker West
858-518-2875 · homesinsdcounty.com
We protect your equity, prevent costly mistakes, and deliver results — from first conversation to closed escrow.
Our Specialties
Probate & Inherited Sales · Pre-Foreclosure & Distressed · Senior Transitions & Prop 19 · Investment & Commercial · First-Time Buyers · Military & Relocation
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