As climate disasters escalate—wildfires, floods, and extreme heat—the impact on California homeowners is no longer hypothetical. It’s here.

The California Insurance Commissioner is under pressure to protect communities as insurers flee high-risk zones, cancel policies, and raise premiums. But are the proposed solutions bold enough—or just more red tape?

In this video, we unpack:
🔥 Why insurers are pulling out of California
🏚️ What this means for homeowners in fire zones and floodplains
💰 Rising costs of coverage—and rising risks of going uninsured
⚖️ What the Commissioner is proposing (and what’s missing)
🚨 Why this affects every homeowner, even if you’re not in a “disaster zone”

Whether you’re a homeowner, buyer, or investor, you need to understand how climate risk is reshaping the insurance—and real estate—landscape in California.

Let’s connect and talk about the latest insights in the industry! #sandiegorealtor #sandiegolife #sandiegorealestate #BradAndKarenMattonen #DistressedPropertyExperts #SellAHomeSD #BuyAHomeSD #ColdwellBankerWest #HomesinSDCounty #HomesForSaleSanDiego

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✔️ We ensure your sale or purchase is legal, safe, and protected
✔️ We prevent the expensive mistakes others miss
✔️ We fight to maximize your profit and protect your future
✔️ We’re not here for fluff—we’re here to deliver results with integrity

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✅ No fluff. Just relentless advocacy and smart protection.

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🛫 Relocating? Buying, selling, or relocating in San Diego, Riverside, Orange County—or anywhere in the U.S.?
We’ve Got You Covered—Nationwide.

We’re not just your local experts—and we don’t just work in Southern California. We’re backed by the powerhouse Coldwell Banker National Network and a handpicked team of personally vetted agents across the country. Whether you’re making a move across town or across the country, we ensure a smooth, strategic, and successful experience.

We’ll connect you with an agent we trust—not just someone in the directory.

📲 Brad & Karen Mattonen
HomesinSDCounty | Coldwell Banker West
858-518-2875 | www.homesinsdcounty.com
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