As inflation figures finally begin to “chill,” many homebuyers are asking the same question: When will mortgage rates follow suit? While the relationship isn’t always a one-to-one drop, cooling inflation traditionally eases the pressure on the 10-year Treasury yield, which is the primary driver for 30-year fixed rates. In this video, we break down why 2026 is becoming a transition year for the housing market and what “stabilizing” rates really mean for your monthly payment and overall buying power.
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